XML 67 R49.htm IDEA: XBRL DOCUMENT v3.25.0.1

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Matters [Abstract]

Schedule of Compliance with Regulatory Capital

State Bank’s actual capital amounts and ratios are presented in the following table. Capital levels are presented for State Bank only as the Company is exempt from quarterly reporting at the holding company level:

																		To Be Well Capitalized
																		Under Prompt
										For Capital Adequacy								Corrective Action
		Actual								Purposes								Procedures
($ in thousands)		Amount				Ratio				Amount				Ratio				Amount				Ratio
As of December 31, 2024
Tier I Capital to average assets		$	156,122				11.09	%		$	56,290				4.0	%		$	70,363				5.0	%
Tier I Common equity capital to risk-weighted assets		$	156,122				13.43	%		$	52,297				4.5	%		$	75,541				6.5	%
Tier I Capital to risk-weighted assets		$	156,122				13.43	%		$	69,730				6.0	%		$	92,973				8.0	%
Total Risk-based capital to risk-weighted assets		$	170,672				14.69	%		$	92,973				8.0	%		$	116,216				10.0	%
As of December 31, 2023
Tier I Capital to average assets		$	148,049				10.93	%		$	54,185				4.0	%		$	67,732				5.0	%
Tier I Common equity capital to risk-weighted assets		$	148,049				13.42	%		$	49,640				4.5	%		$	71,702				6.5	%
Tier I Capital to risk-weighted assets		$	148,049				13.42	%		$	66,186				6.0	%		$	88,249				8.0	%
Total Risk-based capital to risk-weighted assets		$	161,872				14.67	%		$	88,249				8.0	%		$	110,311				10.0	%

X

- References

No definition available.

+ Details

Name:	us-gaap_RegulatoryLiabilityAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration