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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Loans    
Taxable $ 56,863 $ 51,407
Tax exempt 496 483
Securities    
Taxable 4,870 5,245
Tax exempt 146 170
Other interest income 1,974 847
Total interest income 64,349 58,152
Interest Expense    
Deposits 21,035 14,708
Repurchase agreements & other 154 74
Federal Home Loan Bank advance expense 1,721 2,603
Trust preferred securities expense 739 716
Subordinated debt expense 778 778
Total interest expense 24,427 18,879
Net Interest Income 39,922 39,273
Provision (benefit) for credit losses - loans (440) 688
Provision (benefit) for unfunded commitments 564 (373)
Total provision for credit losses 124 315
Net interest income after provision for credit losses 39,798 38,958
Noninterest Income    
Wealth management fees 3,511 3,532
Customer service fees 3,467 3,403
Gain on sale of mortgage loans & OMSR 4,565 3,609
Mortgage loan servicing fees, net 2,183 2,101
Gain on sale of non-mortgage loans 145 429
Title insurance income 1,635 1,635
Net gain on sale of securities 1,453
Other income 1,511 1,559
Total noninterest income 17,017 17,721
Noninterest Expense    
Salaries and employee benefits 23,603 22,777
Net occupancy expense 2,884 3,096
Equipment expense 4,333 4,078
Data processing fees 3,075 2,659
Professional fees 2,927 3,024
Marketing expense 821 782
Telephone and communications 525 501
Postage and delivery expense 447 432
State, local and other taxes 907 949
Employee expense 733 631
Other expense 2,704 3,033
Total noninterest expense 42,959 41,962
Income before income tax 13,856 14,717
Provision for income taxes 2,386 2,622
Net Income $ 11,470 $ 12,095
Basic earnings per common share (in Dollars per share) $ 1.72 $ 1.77
Diluted earnings per common share (in Dollars per share) $ 1.72 $ 1.75