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PREMISES AND EQUIPMENT, NET
6 Months Ended
Jun. 30, 2024
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT, NET PREMISES AND EQUIPMENT, NET
Premises and equipment, net consists of the following:
(in thousands)June 30,
2024
December 31,
2023
Computer hardware and software$46,098 $46,519 
Leasehold improvements709 1,011 
Furniture and fixtures72 102 
Office equipment and other17 17 
46,896 47,649 
Less: Accumulated depreciation and amortization(45,772)(45,940)
Total$1,124 $1,709 
Depreciation and amortization expense amounted to $0.6 million and $1.4 million for the six months ended June 30, 2024 and 2023, respectively ($0.3 million and $0.7 million for the second quarter of 2024 and 2023, respectively), and is included in cost of revenue for operating assets and in selling, general and administrative expenses for non-operating assets in the accompanying condensed consolidated statements of operations and comprehensive loss.
Premises and equipment, net consist of the following by country:
(in thousands)June 30,
2024
December 31,
2023
Luxembourg$788 $1,131 
India296 492 
United States40 64 
Uruguay— 22 
Total$1,124 $1,709