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Borrowings | 3 Months Ended
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Sep. 30, 2024
Federal Home Loan Banks [Abstract] |
Borrowings | 10. Borrowings The Company can borrow overnight funds from the FHLB under a redesigned overnight advance program up to the Company’s maximum borrowing capacity based on the Company’s ability to collateralize such borrowings. At September 30, 2024 and June 30, 2024, the Company's maximum borrowing capacity was $100.0 million. At September 30, 2024 and June 30, 2024, the Company's Board of Directors authorized borrowings of up to $25.0 million from the Federal Reserve Bank of New York (“FRB-NY”), secured by pledges of the Company’s qualifying loan portfolio and generally on overnight terms with an interest rate quoted at the time of the borrowing. At September 30, 2024, the Company had a $20.0 million outstanding borrowing comprised of an advance borrowing with the Federal Home Loan Bank of New York. At June 30, 2024, the company had no outstanding borrowings.

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- Definition Disclosure of federal home loan bank and federal reserve bank borrowings. + References No definition available. + Details
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