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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Cash Flows from Operating Activities    
Net income (loss) $ 1,367,000 $ (10,498,000)
Adjustments to reconcile net income (loss) to net cash (used in) provided by by operating activities:    
(Credit) Provision for Credit Losses (154,000) 4,162,000
Depreciation 297,000 102,000
Deferred income tax benefit 130,000 443,000
Accretion of acquisition fair value adjustments, net (1,416,000) (215,000)
Amortization of core deposit intangible asset 386,000 54,000
Net amortization of premiums and discounts on securities 55,000 77,000
Net amortization of deferred loan fees, costs and discounts 67,000 116,000
Income from cash surrender value of bank owned life insurance (260,000) (175,000)
Stock-based compensation expense 94,000 10,000
Unrealized (gain) loss on equity securities (2,000) 3,000
Loss on sale of investments, net   17,000
Gain on sale of loans held for sale (24,000)  
Proceeds from sales of loans held for sale 274,000  
Originations of loans held for sale (250,000)  
Noncash expense of common shares contributed to Somerset Regal Bank Charitable Foundation   4,528,000
(Increase) decrease in:    
Accrued interest receivable (105,000) 80,000
Other assets 1,909,000 (3,594,000)
Increase (decrease) in other liabilities (579,000) 3,338,000
Net cash provided by (used in) operating activities 1,789,000 (1,552,000)
Cash Flows from Investing Activities    
Proceeds from maturities, calls and principal repayments of securities available-for-sale   12,945,000
Proceeds from maturities, calls and principal repayments of securities held-to-maturity 3,573,000 4,773,000
Proceeds from sale of time deposits in other financial institutions   8,810,000
Net increase in loans receivable (34,298,000) (12,582,000)
Purchase of premises and equipment (82,000) (273,000)
Purchase of restricted equity securities (900,000)  
Cash paid for acquisition   (69,538,000)
Cash received from acquisition   55,294,000
Net cash used in investing activities (31,707,000) (571,000)
Cash Flows from Financing Activities    
Net increase (decrease) in interest bearing deposits 5,957,000 (15,974,000)
Net increase in non-interest bearing deposits 6,270,000 17,405,000
Net decrease in advance payments by borrowers for taxes and insurance (183,000) (98,000)
Proceeds from short-term borrowings 20,000,000  
Cash proceeds from issuance of common stock   79,452,000
Repurchase of common stock (737,000)  
Net cash provided by financing activities 31,307,000 80,785,000
Net increase in cash and cash equivalents 1,389,000 78,662,000
Cash and Cash Equivalents, Beginning of Period 45,909,000 42,449,000
Cash and Cash Equivalents, End of Period 47,298,000 121,111,000
Supplementary Cash Flow Information    
Interest paid $ 3,657,000 1,111,000
Income taxes paid   375,000
Acquisition:    
Fair value of assets acquired, net of cash and cash equivalents acquired   372,739,000
Goodwill recorded at merger   20,477,000
Fair value of liabilities assumed   $ 378,972,000