v3.25.3
Allowance for Credit Losses on Loans - Schedule of Changes in Allowance for Loan Losses, by Portfolio Type (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance $ 34,811 $ 30,926 $ 30,926
Charge-offs (29,361) (13,674) (18,591)
Recoveries 662 716  
Provision 79,601 15,313  
Ending allowance 85,713 33,281 34,811
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Unfunded lending commitments, beginning of period 1,210 2,810 2,810
Provision (510) (1,300)  
Unfunded lending commitments, end of period 700 1,510 1,210
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Total, beginning balance 36,021 33,736 33,736
Charge-offs (29,361) (13,674) (18,591)
Recoveries 662 716  
Provision 79,091 14,013  
Total, ending balance 86,413 34,791 36,021
Real Estate:      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 28,703 24,744 24,744
Charge-offs (26,259) (6,283)  
Recoveries 48 59  
Provision 34,670 9,217  
Ending allowance 37,162 27,737 28,703
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (26,259) (6,283)  
Recoveries 48 59  
Real Estate: | Construction & land development      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 3,930 5,845 5,845
Charge-offs (5,794) (39) (39)
Recoveries 0 1  
Provision 5,673 (954)  
Ending allowance 3,809 4,853 3,930
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (5,794) (39) (39)
Recoveries 0 1  
Real Estate: | Farmland      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 50 36 36
Charge-offs 0 (258) (258)
Recoveries 0 0  
Provision 137 272  
Ending allowance 187 50 50
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs 0 (258) (258)
Recoveries 0 0  
Real Estate: | 1- 4 family      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 9,243 6,653 6,653
Charge-offs (490) (939) (1,034)
Recoveries 29 13  
Provision 3,084 1,990  
Ending allowance 11,866 7,717 9,243
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (490) (939) (1,034)
Recoveries 29 13  
Real Estate: | Multifamily      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 3,949 1,614 1,614
Charge-offs (10,430) 0 0
Recoveries 0 0  
Provision 7,474 (156)  
Ending allowance 993 1,458 3,949
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (10,430) 0 0
Recoveries 0 0  
Real Estate: | Non-farm non-residential      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 11,531 10,596 10,596
Charge-offs (9,545) (5,047) (9,000)
Recoveries 19 45  
Provision 18,302 8,065  
Ending allowance 20,307 13,659 11,531
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (9,545) (5,047) (9,000)
Recoveries 19 45  
Non-Real Estate:      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 6,108 6,182 6,182
Charge-offs (3,102) (7,391)  
Recoveries 614 657  
Provision 44,931 6,096  
Ending allowance 48,551 5,544 6,108
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (3,102) (7,391)  
Recoveries 614 657  
Non-Real Estate: | Agricultural      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 204 97 97
Charge-offs (169) (33) (33)
Recoveries 1 26  
Provision 170 174  
Ending allowance 206 264 204
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (169) (33) (33)
Recoveries 1 26  
Non-Real Estate: | Commercial and industrial      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,994 2,711 2,711
Charge-offs (1,055) (4,521) (4,873)
Recoveries 187 157  
Provision 4,470 3,251  
Ending allowance 5,596 1,598 1,994
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (1,055) (4,521) (4,873)
Recoveries 187 157  
Non-Real Estate: | Commercial leases      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,719 1,948 1,948
Charge-offs (774) 0 0
Recoveries 0 0  
Provision 39,884 147  
Ending allowance 40,829 2,095 1,719
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (774) 0 0
Recoveries 0 0  
Non-Real Estate: | Consumer and other loans      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,337 1,426 1,426
Charge-offs (1,104) (2,837) (3,354)
Recoveries 426 474  
Provision 301 2,524  
Ending allowance 960 1,587 1,337
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs (1,104) (2,837) (3,354)
Recoveries 426 474  
Non-Real Estate: | Unallocated      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 854 0 0
Charge-offs 0 0  
Recoveries 0 0  
Provision 106 0  
Ending allowance 960 0 $ 854
Allowance For Loan And Lease Losses And Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]      
Charge-offs 0 0  
Recoveries $ 0 $ 0