XML 48 R38.htm IDEA: XBRL DOCUMENT
v3.21.2

Loans and Allowance for Loan Losses - Summary of Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2021 | Sep. 30, 2020 | Dec. 31, 2020
Allowance for loan losses: |  |  |  |
Beginning balance |  | $ 6,361 | $ 4,134 | $ 4,134
Provision |  | 975 | 1,400 | 2,000
Charge-offs |  | (85) |  | (185)
Recoveries |  | 380 |  | 412
Ending balance |  | 7,631 |  | 6,361
Ending allowance attributable to loans: |  |  |  |
Individually evaluated for impairment |  | 53 |  | 51
Collectively evaluated for impairment |  | 7,578 |  | 6,310
Ending balance |  | 7,631 |  | 6,361
Loans: |  |  |  |
Individually evaluated for impairment |  | 7,709 |  | 7,274
Collectively evaluated for impairment |  | 563,461 |  | 591,341
Total loans |  | 571,170 |  | 598,615
Commercial (Secured by Real Estate) |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 3,084 | 1,661 | 1,661
Provision |  | 316 |  | 1,207
Charge-offs |  |  |  | (30)
Recoveries |  | 265 |  | 246
Ending balance |  | 3,665 |  | 3,084
Ending allowance attributable to loans: |  |  |  |
Individually evaluated for impairment |  |  |  | 2
Collectively evaluated for impairment |  | 3,665 |  | 3,082
Ending balance |  | 3,665 |  | 3,084
Loans: |  |  |  |
Individually evaluated for impairment |  | 3,553 |  | 2,584
Collectively evaluated for impairment |  | 203,465 |  | 175,987
Total loans |  | 207,018 |  | 178,571
Commercial and Industrial |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 1,320 | 1,478 | 1,478
Provision |  | 1,210 |  | (194)
Charge-offs |  | (54) |  |
Recoveries |  | 37 |  | 36
Ending balance |  | 2,513 |  | 1,320
Ending allowance attributable to loans: |  |  |  |
Individually evaluated for impairment |  | 45 |  | 35
Collectively evaluated for impairment |  | 2,468 |  | 1,285
Ending balance |  | 2,513 |  | 1,320
Loans: |  |  |  |
Individually evaluated for impairment |  | 933 |  | 1,085
Collectively evaluated for impairment |  | 169,190 |  | 154,469
Total loans |  | 170,123 |  | 155,554
Paycheck Protection Program |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 0 |  |
Ending balance |  | 0 |  | 0
Ending allowance attributable to loans: |  |  |  |
Ending balance |  | 0 |  | 0
Loans: |  |  |  |
Collectively evaluated for impairment | [1] | 31,715 |  | 101,749
Total loans | [1] | 31,715 |  | 101,749
Construction, Land and Acquisition & Development |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 224 | 153 | 153
Provision |  | (42) |  | 71
Ending balance |  | 182 |  | 224
Ending allowance attributable to loans: |  |  |  |
Collectively evaluated for impairment |  | 182 |  | 224
Ending balance |  | 182 |  | 224
Loans: |  |  |  |
Collectively evaluated for impairment |  | 21,713 |  | 23,571
Total loans |  | 21,713 |  | 23,571
Residential Mortgage |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 970 | 369 | 369
Provision |  | (555) |  | 627
Charge-offs |  |  |  | (126)
Recoveries |  | 73 |  | 100
Ending balance |  | 488 |  | 970
Ending allowance attributable to loans: |  |  |  |
Individually evaluated for impairment |  | 8 |  | 14
Collectively evaluated for impairment |  | 480 |  | 956
Ending balance |  | 488 |  | 970
Loans: |  |  |  |
Individually evaluated for impairment |  | 3,221 |  | 3,597
Collectively evaluated for impairment |  | 70,311 |  | 88,180
Total loans |  | 73,532 |  | 91,777
Consumer Installment |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 719 | 466 | 466
Provision |  | 69 |  | 252
Charge-offs |  | (31) |  | (29)
Recoveries |  | 5 |  | 30
Ending balance |  | 762 |  | 719
Ending allowance attributable to loans: |  |  |  |
Collectively evaluated for impairment |  | 762 |  | 719
Ending balance |  | 762 |  | 719
Loans: |  |  |  |
Individually evaluated for impairment |  | 2 |  | 8
Collectively evaluated for impairment |  | 67,067 |  | 47,385
Total loans |  | 67,069 |  | 47,393
Unallocated |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance |  | 44 | $ 7 | 7
Provision |  | (23) |  | 37
Ending balance |  | 21 |  | 44
Ending allowance attributable to loans: |  |  |  |
Collectively evaluated for impairment |  | 21 |  | 44
Ending balance |  | $ 21 |  | $ 44
[1] | Includes PPP loans that are fully guaranteed by the SBA; thus no allowance for loan losses has been allocated to these loans.

X
- Definition Loans. + References No definition available. + Details
Name: | afbi_LoansAbstract
Namespace Prefix: | afbi_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=123570139&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=afbi_PaycheckProtectionProgramLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=afbi_ConstructionLandAndAcquisitionAndDevelopmentPortfolioMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |