XML 52 R37.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

Regulatory Matters [Abstract]

Schedule of Bank's Actual Capital Amounts And Ratios

The Bank’s actual capital amounts and ratios for December 31, 2021 and 2020 are presented in the table below (in thousands).


										For Capital								To Be Well Capitalized
										Adequacy								Under Prompt Corrective
		Actual								Purposes								Action Provisions
		Amount				Ratio				Amount				Ratio				Amount				Ratio
As of December 31, 2021:
Common Equity Tier 1
(to Risk Weighted Assets)		$	83,662				13	%		$	27,960				4.50	%		$	40,386				6.50	%
Total Capital
(to Risk Weighted Assets)		$	91,438				15	%		$	49,706				8	%		$	62,133				10	%
Tier I Capital
(to Risk Weighted Assets)		$	83,662				13	%		$	37,280				6	%		$	49,706				8	%
Tier I Capital
(to Average Assets)		$	83,662				11	%		$	31,070				4	%		$	38,837				5	%
As of December 31, 2020:
Common Equity Tier 1
(to Risk Weighted Assets)		$	61,290				12	%		$	23,531				4.50	%		$	33,989				6.50	%
Total Capital
(to Risk Weighted Assets)		$	67,667				13	%		$	41,833				8	%		$	52,291				10	%
Tier I Capital
(to Risk Weighted Assets)		$	61,290				12	%		$	31,375				6	%		$	41,833				8	%
Tier I Capital
(to Average Assets)		$	61,290				10	%		$	24,661				4	%		$	30,826				5	%

Schedule of Reconciliation For Bank's Equity Capital Amounts Under GAAP To Tier 1 and Total Risk-based Capital

A reconciliation of the Bank’s equity capital amounts under GAAP to tier 1 and total risk-based capital for December 31, 2021 and 2020 are presented in the table below (in thousands).


	December 31, 2021					December 31, 2020
Regulatory capital:
Stockholders’ equity		$	103,187				82,003
Intangible assets			(18,749	)			(18,940	)
Disallowed deferred taxes			(776	)			(1,773	)
Tier 1 risk-based capital			83,662				61,290
Eligible allowance for loan losses			7,776				6,377
Total risk-based capital		$	91,438				67,667