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Consolidated Statements of Income (unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest income:    
Loans, including fees $ 6,996,000 $ 9,094,000
Investment securities, including dividends 266,000 112,000
Interest-earning deposits 17,000 42,000
Total interest income 7,279,000 9,248,000
Interest expense:    
Deposits 503,000 798,000
Borrowings (975,000) 109,000
Total interest expense (472,000) 907,000
Net interest income before provision for loan losses 7,751,000 8,341,000
Provision for loan losses 250,000 450,000
Net interest income after provision for loan losses 7,501,000 7,891,000
Noninterest income:    
Service charges on deposit accounts 392,000 334,000
Other 203,000 395,000
Total noninterest income 595,000 729,000
Noninterest expenses:    
Salaries and employee benefits 2,942,000 2,383,000
Deferred compensation 66,000 64,000
Occupancy 582,000 1,052,000
Advertising 80,000 80,000
Data processing 494,000 481,000
Other real estate owned   12,000
Net (gain) on sale of other real estate owned   (1,000)
Legal and accounting 182,000 177,000
Organizational dues and subscriptions 131,000 71,000
Director compensation 51,000 50,000
Federal deposit insurance premiums 60,000 73,000
Writedown of premises and equipment   873,000
FHLB prepayment penalties 647,000  
Other 523,000 577,000
Total noninterest expenses 5,758,000 5,892,000
Income before income taxes 2,338,000 2,728,000
Income tax expense 547,000 596,000
Net income $ 1,791,000 $ 2,132,000
Basic earnings per share $ 0.26 $ 0.31
Diluted earnings per share $ 0.26 $ 0.31