EX-99.2 3 afbi-ex99_2.htm EX-99.2

AFBI Selected Data COMPANY HIGHLIGHTS $924.7 million in assets $751.8 million in loans $734.3 million in deposits 1.22% growth in loans 5.67% growth in deposits $129.5 million in equity As of 2026 Q1 2026

AFBI Selected Data COMPANY HIGHLIGHTS 24.7% increase in earnings from Q1 2025 $2.3 million in Q1 2026 earnings $0.36 diluted EPS (1) See Non-GAAP Reconciliation 24.1% increase in diluted EPS from Q1 2025 Return on Assets 1.00% Return on Equity 7.19%

AFBI Selected Data Loan Composition as of March 31, 2026

AFBI Selected Data Deposit Composition as of March 31, 2026

AFBI Share Information NON-GAAP RECONCILIATION For the Three Months Ended Non-GAAP Reconciliation March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Operating net income reconciliation Net income (GAAP) $ 2,284 $ 2,132 $ 2,217 $ 2,152 $ 1,831 Net loss on securities available for sale and held to maturity — 260 — — — ESOP Compensation expense related to dividend — 225 220 210 211 Income tax expense — (107) (48) (46) (46) Operating net income $ 2,284 $ 2,510 $ 2,389 $ 2,316 $ 1,996 Weighted average diluted shares 6,297,092 6,322,749 6,427,697 6,457,397 6,547,817 Adjusted diluted earnings per share $ 0.36 $ 0.40 $ 0.37 $ 0.36 $ 0.30 Tangible book value per common share reconciliation Book Value per common share (GAAP) $ 21.24 $ 20.84 $ 20.25 $ 19.66 $ 19.25 Effect of goodwill and other intangibles (2.94) (2.95) (2.91) (2.86) (2.85) Tangible book value per common share $ 18.30 $ 17.89 $ 17.34 $ 16.80 $ 16.40 Tangible equity to tangible assets reconciliation Equity to assets (GAAP) 14.00% 14.41% 13.55% 13.29% 13.40% Effect of goodwill and other intangibles (1.71)% (1.79)% (1.72)% (1.71)% (1.75)% Tangible equity to tangible assets (1) 12.29% 12.62% 11.83% 11.58% 11.65% (1) Tangible assets is total assets less intangible assets. Tangible equity is total equity less intangible assets.