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Supplemental Financial Statement Information (Tables)
3 Months Ended
Mar. 31, 2021
Balance Sheet Related Disclosures [Abstract]  
Schedule Of Cash, Cash Equivalents and Restricted Cash
Our cash, cash equivalent and restricted cash balances are summarized as follows (in thousands):
March 31, 2021December 31, 2020
Cash$72,326 $39,552 
Cash equivalents19,924 4,207 
Cash and cash equivalents92,250 43,759 
Restricted cash3,354 3,354 
Total cash, cash equivalents and restricted cash$95,604 $47,113 
Schedule of Cash, Cash Equivalents and Restricted Cash
Our cash, cash equivalent and restricted cash balances are summarized as follows (in thousands):
March 31, 2021December 31, 2020
Cash$72,326 $39,552 
Cash equivalents19,924 4,207 
Cash and cash equivalents92,250 43,759 
Restricted cash3,354 3,354 
Total cash, cash equivalents and restricted cash$95,604 $47,113 
Schedule of Change in Allowance for Credit Loss
The change in the allowance for credit losses for the three months ended March 31, 2021 is summarized as follows (in thousands): 

Three Months Ended March 31, 2021
Beginning balance$2,026 
Change in allowance(78)
Ending balance$1,948 
Schedule of Contract Assets - Commissions Receivable
Our contract assets – commission receivable activities, net of credit loss allowances are summarized as follows (in thousands):
Three Months Ended March 31, 2021
Medicare SegmentIFP/SMB SegmentTotal
Beginning balance$739,637 $52,768 $792,405 
Commission revenue from members approved during the period114,678 6,395 121,073 
Commission revenue from renewals of small business members during the period (1)
— 2,687 2,687 
Net commission revenue adjustments from members approved in prior period14 3,278 3,292 
Cash receipts(165,520)(12,012)(177,532)
Net change in credit loss allowance(72)(6)(78)
Ending balance$688,737 $53,110 $741,847 

Three Months Ended March 31, 2020
Medicare SegmentIFP/SMB SegmentTotal
Beginning balance$550,922 $38,300 $589,222 
Commission revenue from members approved during the period81,125 5,796 86,921 
Commission revenue from renewals of small business members during the period (1)
— 2,396 2,396 
Net commission revenue adjustments from members approved in prior period8,979 1,373 10,352 
Cash receipts(112,731)(13,811)(126,542)
Net change in credit loss allowance(1,574)(58)(1,632)
Ending balance$526,721 $33,996 $560,717 

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(1)Commission revenue from renewals of small business members during the period was previously included in net commission revenue from members approved in prior periods. However, starting in the first quarter of 2021, we enhanced our reporting by separately disclosing commission revenue from renewals of small business members during the period in a separate line item.
Schedule of Credit Risk Carriers that represented 10% or more of our total contract assets and accounts receivable balance are summarized as of the dates presented below:
 March 31, 2021December 31, 2020
UnitedHealthCare (1)
21 %21 %
Humana21 %21 %
Aetna (1)
20 %20 %
Centene (1)(2)
12 %11 %
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(1)Percentages include the carriers' subsidiaries.
(2)Centene Corporation acquired WellCare Health Plans, Inc. in 2020, and the contract assets and accounts receivable of WellCare are included in the percentage calculation for March 31, 2021 and December 31, 2020.
Schedule Of Prepaid Expenses And Other Current Assets Our prepaid expenses and other current assets are summarized as of the periods presented as follows (in thousands):
 March 31, 2021December 31, 2020
Prepaid maintenance contracts$6,583 $7,715 
Prepaid expenses4,095 6,628 
Prepaid insurance1,031 1,672 
Others616 646 
Prepaid expenses and other current assets$12,325 $16,661