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Supplemental Financial Statement Information (Tables)
 9 Months Ended
Sep. 30, 2021
Balance Sheet Related Disclosures [Abstract]  
Schedule Of Cash, Cash Equivalents and Restricted Cash Our cash, cash equivalent and restricted cash balances are summarized as follows (in thousands):
September 30, 2021December 31, 2020
Cash$37,765 $39,552 
Cash equivalents119,765 4,207 
Cash and cash equivalents157,530 43,759 
Restricted cash3,354 3,354 
Total cash, cash equivalents and restricted cash$160,884 $47,113 
Schedule of Cash, Cash Equivalents and Restricted Cash Our cash, cash equivalent and restricted cash balances are summarized as follows (in thousands):
September 30, 2021December 31, 2020
Cash$37,765 $39,552 
Cash equivalents119,765 4,207 
Cash and cash equivalents157,530 43,759 
Restricted cash3,354 3,354 
Total cash, cash equivalents and restricted cash$160,884 $47,113 
Schedule of Change in Allowance for Credit Loss
The change in the allowance for credit losses for the nine months ended September 30, 2021 is summarized as follows (in thousands): 
Beginning balance$2,026 
Change in allowance(207)
Ending balance$1,819 
Schedule of Contract Assets - Commissions Receivable
Our contract assets – commission receivable activities, net of credit loss allowances are summarized as follows (in thousands):
Nine Months Ended September 30, 2021
Medicare SegmentIFP/SMB SegmentTotal
Beginning balance$739,637 $52,768 $792,405 
Commission revenue from members approved during the period235,974 16,495 252,469 
Commission revenue from renewals of small business members during the period (1)
— 6,154 6,154 
Net commission revenue from members approved in prior periods(11,700)29,143 17,443 
Cash receipts(276,825)(34,485)(311,310)
Net change in credit loss allowance188 19 207 
Ending balance$687,274 $70,094 $757,368 
Nine Months Ended September 30, 2020
Medicare SegmentIFP/SMB SegmentTotal
Beginning balance$550,922 $38,300 $589,222 
Commission revenue from members approved during the period205,330 14,170 219,500 
Commission revenue from renewals of small business members during the period (1)
— 5,005 5,005 
Net commission revenue from members approved in prior periods8,966 20,515 29,481 
Cash receipts(201,256)(35,957)(237,213)
Net change in credit loss allowance(1,536)(114)(1,650)
Ending balance$562,426 $41,919 $604,345 

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(1)Commission revenue from renewals of small business members during the period was previously included in net commission revenue from members approved in prior periods. However, starting in the first quarter of 2021, we enhanced our reporting by separately disclosing commission revenue from renewals of small business members during the period in a separate line item.
Schedule of Credit Risk Carriers that represented 10% or more of our total contract assets and accounts receivable balance are summarized as of the dates presented below:
 September 30, 2021December 31, 2020
Humana27 %21 %
UnitedHealthCare (1)
24 %21 %
Aetna (1)
17 %20 %
Centene (1)(2)
8 %11 %
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(1)Percentages include the carriers' subsidiaries.
(2)Centene Corporation acquired WellCare Health Plans, Inc. in 2020, and the contract assets and accounts receivable of WellCare are included in the percentage calculation for September 30, 2021 and December 31, 2020.
Schedule Of Prepaid Expenses And Other Current Assets Our prepaid expenses and other current assets are summarized as of the periods presented as follows (in thousands):
 September 30, 2021December 31, 2020
Prepaid maintenance contracts$8,448 $7,715 
Prepaid licenses3,302 — 
Prepaid expenses23,828 6,628 
Prepaid insurance672 1,672 
Others403 646 
Prepaid expenses and other current assets$36,653 $16,661