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Supplemental Financial Statement Information (Tables)
 9 Months Ended
Sep. 30, 2025
Balance Sheet Related Disclosures [Abstract]  
Schedule of Cash and Cash Equivalents
Our cash, cash equivalents and restricted cash balances are summarized as follows (in thousands):
September 30, 2025December 31, 2024
Cash$25,565 $10,927 
Cash equivalents37,524 28,270 
Cash and cash equivalents63,089 39,197 
Restricted cash3,090 3,090 
Total cash, cash equivalents and restricted cash$66,179 $42,287 
Schedule of Restricted Cash
Our cash, cash equivalents and restricted cash balances are summarized as follows (in thousands):
September 30, 2025December 31, 2024
Cash$25,565 $10,927 
Cash equivalents37,524 28,270 
Cash and cash equivalents63,089 39,197 
Restricted cash3,090 3,090 
Total cash, cash equivalents and restricted cash$66,179 $42,287 
Schedule of Change in Allowance for Credit Loss
The change in the allowance for credit losses is summarized as follows (in thousands): 
September 30, 2025December 31, 2024
Beginning balance$2,222 $2,118 
Change in allowance(546)104 
Ending balance$1,676 $2,222 
Schedule of Contract Assets - Commissions Receivable
Our contract assets – commissions receivable activities, net of credit loss allowances, are summarized as follows (in thousands):
Medicare Segment
E&I Segment
Total
Beginning balance at December 31, 2024
$936,940 $63,050 $999,990 
Commission revenue from members approved during the period146,304 7,659 153,963 
Commission revenue from renewals of small business members during the period— 6,479 6,479 
Net commission revenue from members approved in prior periods39,135 1,323 40,458 
Cash receipts(272,529)(21,182)(293,711)
Net change in credit loss allowance511 35 546 
Ending balance at September 30, 2025
$850,361 $57,364 $907,725 
Schedule of Credit Risk Carriers that represented 10% or more of our total contract assets – commissions receivable and accounts receivable balances are summarized as follows:
 September 30, 2025December 31, 2024
UnitedHealthcare (1)
30 %27 %
Humana29 %28 %
Aetna (1)
17 %17 %
_____________
(1)Percentages include the carriers’ subsidiaries.
Schedule of Prepaid Expenses and Other Current Assets Our prepaid expenses and other current assets are summarized as follows (in thousands):
 September 30, 2025December 31, 2024
Prepaid software and maintenance contracts$6,634 $5,582 
Prepaid marketing and other expenses5,855 2,405 
Prepaid licenses2,583 2,358 
Prepaid insurance566 1,296 
Other current assets1,650 1,320 
Prepaid expenses and other current assets$17,288 $12,961