<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>3
<FILENAME>uni-x23.txt
<DESCRIPTION>EXHIBIT 23 -- CONSENT
<TEXT>


                                                                 Exhibit 23

                         A. M. PEISCH & COMPANY, LLP
                         CERTIFIED PUBLIC ACCOUNTANTS
                               --SINCE 1920--


                  CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

We consent to the incorporation by reference in this Annual Report (Form
10-K) of Union Bankshares, Inc. of our report dated January 12, 2001,
included in the 2000 Annual Report to Shareholders of Union Bankshares,
Inc.

                                       /s/ A. M. Peisch & Company, LLP

March 21, 2001
St. Johnsbury, Vermont
VT Reg. No. 92-0000102


-----------------------------------offices---------------------------------
Gilman Office Center         101 Main Street, Suite 2   27 Center Street
P.O. Box 707                 Burlington, VT 05401       Box 326
White River Jct., VT 05001   (802) 658-2671             Rutland, VT 05702
(802) 295-9349                                          (802) 773-2721

1020 Memorial Drive          181 North Main Street
St. Johnsbury, VT 05819      St. Albans, VT 05478
(802) 748-5654               (802) 527-0505
</TEXT>
</DOCUMENT>
