<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>uni3-991.txt
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Exhibit 99.1

         CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED
          PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Quarterly Report of Union Bankshares, Inc.
(the "Company") on Form 10-Q for the period ended September 30, 2002 as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), the undersigned Chief Executive Officer of the company hereby
certifies, pursuant to 18 U.S.C. [SECTION]1350, as adopted pursuant to
[SECTION]906 of the Sarbanes-Oxley Act of 2002 that  1) the Report fully
complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, and 2) the information contained in the Report fairly
presents, in all material respects, the financial condition and results of
operations of the Company as of and for the periods covered in the Report.


-------------------------
Kenneth D. Gibbons
Chief Executive Officer


November  14, 2002


<PAGE>  32

</TEXT>
</DOCUMENT>
