<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>uni1-991.txt
<DESCRIPTION>EXHIBIT 99.1
<TEXT>

                                                               Exhibit 99.1

On January 4, 2002 the Board of Directors of Union Bankshares, Inc. (AMEX -
UNB) declared a quarterly dividend on its common stock of $.28 per share
payable January 17, 2002 to shareholders of record January 14, 2002.


</TEXT>
</DOCUMENT>
