<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>5
<FILENAME>uni1-322.txt
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
Exhibit 32.2

         CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED
          PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Union Bankshares, Inc. (the
"Company") on Form 10-Q for the period ended March 31, 2004 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"),
the undersigned Chief Financial Officer of the Company hereby certifies,
pursuant to 18 U.S.C. [SECTION]1350, as adopted pursuant to [SECTION]906 of
the Sarbanes-Oxley Act of 2002 that to the best of her knowledge: 1) the Report
fully complies with the requirements of Section 13(a) or 15(d) of the
Securities Exchange Act of 1934, and 2) the information contained in the Report
fairly presents, in all material respects, the financial condition and results
of operations of the Company as of and for the periods covered in the Report.

A signed original of this written statement required by Section 906 has
been provided to Union Bankshares, Inc. and will be retained by Union
Bankshares, Inc. and furnished to the Securities and Exchange Commission or
its staff upon request.


/s/ Marsha A. Mongeon
_____________________
Marsha A. Mongeon
Chief Financial Officer


May 13, 2004


<PAGE>  33


</TEXT>
</DOCUMENT>
