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Note 4 - Loans - Loans by Credit Quality Indicators (Details) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Originated current year $ 16,880,560   $ 16,880,560   $ 44,058,521
Originated prior year 44,742,840   44,742,840   32,442,459
Originated two years prior 35,149,757   35,149,757   109,789,683
Originated three years prior 109,663,475   109,663,475   33,689,261
Originated four years prior 31,517,031   31,517,031   68,992,186
Originated years prior 210,169,367   210,169,367   160,902,523
Revolving 223,648,905   223,648,905   264,462,552
Total loans 671,771,935   671,771,935   714,337,185
Gross charge-offs by vintage (0) $ (0) (0) $ (0)  
Gross charge-offs by vintage (0) (0) (0) (0)  
Commercial and Industrial [Member]          
Originated current year 23,978   23,978   2,380,140
Originated prior year 1,966,064   1,966,064   196,286
Originated two years prior 161,069   161,069   0
Originated three years prior 0   0   0
Originated four years prior 0   0   311,422
Originated years prior 166,104   166,104   0
Revolving 1,386,261   1,386,261   3,275,899
Total loans 3,703,476   3,703,476   6,163,747
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Commercial and Industrial [Member] | Pass [Member]          
Originated current year 23,978   23,978   2,380,140
Originated prior year 1,966,064   1,966,064   196,286
Originated two years prior 161,069   161,069   0
Originated three years prior 0   0   0
Originated four years prior 0   0   311,422
Originated years prior 166,104   166,104   0
Revolving 1,386,261   1,386,261   3,275,899
Total loans 3,703,476   3,703,476   6,163,747
Commercial and Industrial [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Commercial and Industrial [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Commercial and Industrial [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Consumer Portfolio Segment [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 64,336   64,336   80,955
Total loans 64,336   64,336   80,955
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Consumer Portfolio Segment [Member] | Pass [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 64,336   64,336   80,955
Total loans 64,336   64,336   80,955
Consumer Portfolio Segment [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Consumer Portfolio Segment [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Consumer Portfolio Segment [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Residential Portfolio Segment [Member]          
Originated current year 6,522,488   6,522,488   26,742,846
Originated prior year 26,799,710   26,799,710   20,620,971
Originated two years prior 19,609,339   19,609,339   102,163,479
Originated three years prior 99,318,676   99,318,676   31,658,834
Originated four years prior 29,797,378   29,797,378   26,147,651
Originated years prior 128,608,875   128,608,875   119,091,517
Revolving 138,939,828   138,939,828   146,322,244
Total loans 449,596,294   449,596,294   472,747,542
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Pass [Member]          
Originated current year 6,522,488   6,522,488   26,742,846
Originated prior year 26,799,710   26,799,710   20,620,971
Originated two years prior 19,609,339   19,609,339   102,163,479
Originated three years prior 99,318,676   99,318,676   31,658,834
Originated four years prior 29,797,378   29,797,378   25,961,474
Originated years prior 127,658,092   127,658,092   118,351,367
Revolving 138,007,695   138,007,695   145,384,614
Total loans 447,713,378   447,713,378   470,883,585
Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   186,177
Originated years prior 808,122   808,122   593,420
Revolving 596,186   596,186   598,461
Total loans 1,404,308   1,404,308   1,378,058
Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 142,661   142,661   146,730
Revolving 335,947   335,947   339,169
Total loans 478,608   478,608   485,899
Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member]          
Originated current year 8,598,378   8,598,378   14,935,535
Originated prior year 15,977,066   15,977,066   11,625,202
Originated two years prior 15,379,349   15,379,349   5,363,747
Originated three years prior 5,259,733   5,259,733   2,030,427
Originated four years prior 1,719,653   1,719,653   42,533,113
Originated years prior 75,503,736   75,503,736   39,901,866
Revolving 373,886   373,886   1,618,976
Total loans 122,811,801   122,811,801   118,008,866
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Originated current year 8,598,378   8,598,378   14,935,535
Originated prior year 15,977,066   15,977,066   11,625,202
Originated two years prior 15,379,349   15,379,349   5,363,747
Originated three years prior 5,259,733   5,259,733   2,030,427
Originated four years prior 1,719,653   1,719,653   42,533,113
Originated years prior 75,503,736   75,503,736   38,696,841
Revolving 373,886   373,886   1,618,976
Total loans 122,811,801   122,811,801   116,803,841
Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   754,633
Revolving 0   0   0
Total loans 0   0   754,633
Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   450,392
Revolving 0   0   0
Total loans 0   0   450,392
Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Multi-Family Real Estate [Member]          
Originated current year 1,735,716   1,735,716   0
Originated prior year 0   0   0
Originated two years prior 0   0   2,262,457
Originated three years prior 5,085,066   5,085,066   0
Originated four years prior 0   0   0
Originated years prior 5,890,652   5,890,652   1,909,140
Revolving 57,652,735   57,652,735   69,980,821
Total loans 70,364,169   70,364,169   74,152,418
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Real Estate Loan [Member] | Multi-Family Real Estate [Member] | Pass [Member]          
Originated current year 1,735,716   1,735,716   0
Originated prior year 0   0   0
Originated two years prior 0   0   2,262,457
Originated three years prior 5,085,066   5,085,066   0
Originated four years prior 0   0   0
Originated years prior 5,890,652   5,890,652   1,909,140
Revolving 57,652,735   57,652,735   69,980,821
Total loans 70,364,169   70,364,169   74,152,418
Real Estate Loan [Member] | Multi-Family Real Estate [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Multi-Family Real Estate [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Multi-Family Real Estate [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Construction Loans [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 25,231,859   25,231,859   43,183,657
Total loans 25,231,859   25,231,859   43,183,657
Originated current year, writeoffs     0   0
Originated prior year, writeoffs     0   0
Originated two years prior, writeoffs     0   0
Originated three years prior, writeoffs     0   0
Originated four years prior, writeoffs     0   0
Originated years prior, writeoffs     0   0
Revolving, writeoffs     0   0
Gross charge-offs by vintage (0) (0) (0) (0) 0
Gross charge-offs by vintage (0) $ (0) (0) $ (0) 0
Real Estate Loan [Member] | Construction Loans [Member] | Pass [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 14,338,146   14,338,146   32,289,944
Total loans 14,338,146   14,338,146   32,289,944
Real Estate Loan [Member] | Construction Loans [Member] | Special Mention [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Construction Loans [Member] | Substandard [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 10,893,713   10,893,713   10,893,713
Total loans 10,893,713   10,893,713   10,893,713
Real Estate Loan [Member] | Construction Loans [Member] | Doubtful [Member]          
Originated current year 0   0   0
Originated prior year 0   0   0
Originated two years prior 0   0   0
Originated three years prior 0   0   0
Originated four years prior 0   0   0
Originated years prior 0   0   0
Revolving 0   0   0
Total loans 0   0   0
Real Estate Loan [Member] | Commercial and Industrial [Member]          
Total loans $ 3,703,476   $ 3,703,476   $ 6,163,747