-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Qs6NBztxuTeh8R2q3LvOhXi/fqETTDFUrQXy6ERtGFoFODa/+w3YjniFBYRFKKye
 GA8/Q66drS2oV6F8uoFXAQ==

<SEC-DOCUMENT>0000939057-03-000191.txt : 20030728
<SEC-HEADER>0000939057-03-000191.hdr.sgml : 20030728
<ACCEPTANCE-DATETIME>20030728152716
ACCESSION NUMBER:		0000939057-03-000191
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030718
ITEM INFORMATION:		Other events
ITEM INFORMATION:		Financial statements and exhibits
FILED AS OF DATE:		20030728

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		03806057

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>close8k.htm
<DESCRIPTION>RIVERVIEW BANCORP, INC. FORM 8-K
<TEXT>
<HTML>
<P><CENTER>SECURITIES AND EXCHANGE COMMISSION<br>
WASHINGTON, D.C. 20549<br><br>
<FONT SIZE="+1"><STRONG>FORM 8-K</STRONG></FONT><br><Br>
CURRENT REPORT<br><br>
PURSUANT TO SECTION 13 OR 15 (d) OF THE<br><br>
SECURITIES EXCHANGE ACT OF 1934<br><br><br>
Date of Report (Date of earliest event reported): July 18, 2003<br><br><br>
<U>                           Riverview Bancorp, Inc.                      </U><br>
(Exact name of registrant as specified in its charter)<br><Br><br><br>
&nbsp;<table width=100% align=center>
<tr>
<td width=33% align=center><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Washington&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><br>State or other jurisdiction<br>of incorporation </td>
<td width=34% align=center><u>&nbsp;&nbsp;0-22957&nbsp;&nbsp;</u><br>   Commission<br>File Number</td>
<td width=33% align=center> <u>&nbsp;&nbsp;91-1838969&nbsp;&nbsp;</u><br>(I.R.S. Employer<br>  Identification No.)</td>
</tr>
</table>

<p>&nbsp;</p>

<table width=100% align=center>
<tr>
<td width-3%>&nbsp;</td>
<td width=70% align=left><u>900 Washington Street,&nbsp; Suite 900, Vancouver,
Washington </u><br>(Address of principal executive offices)</td>
<td width=27% align=center><u>   98660    </u><br> (Zip Code)</td>
</tr>
</table>

<p><Br><br>
Registrant's telephone number (including area code)  (360) 693-6650<br><br><br>
<U> Not Applicable </U><br>
(Former name or former address, if changed since last report)</p>
</CENTER>
<p align="left">&lt;PAGE&gt;</p>
</P>

<P><STRONG><U>Item 5.  Other Events</U></STRONG><U></U></P>

<P align="justify">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Effective July 18, 2003, Riverview Bancorp, Inc. ("Riverview") and its wholly-owned
subsidiary, Riverview Community Bank ("Savings Bank") consummated the previously announced
acquisition of Today's Bancorp, Inc. ("Today's Bancorp") and its wholly-owned subsidiary, Today's
Bank pursuant to the Agreement and Plan of Merger, dated as of February 5, 2003, by and between
Riverview and Today's Bancorp (the "Merger Agreement"). The merger was completed through the
merger of Today's Bancorp with and into Riverview with Riverview being the surviving corporation
in the merger.  Pursuant to the terms of the Merger Agreement, Today's Bancorp shareholders who
elected to receive Riverview stock received 430,733 shares of Riverview common stock and Today's
Bancorp shareholders who elected to receive cash received $13.6361 in cash for each share of
Today's Bancorp common stock.   Today's Bancorp shareholders who did not submit properly
completed election forms within the required timeframe received $13.6361 in cash for each share
of Today's Bancorp stock.  Riverview issued a total of approximately 430,733 shares and paid a total
of approximately $9.5 million to the former Today's Bancorp shareholders. Riverview issued the
stock consideration out of its authorized but unissued shares and received dividends from Riverview
Community Bank to pay the cash consideration.</P>

<P align="justify">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Additional information concerning the acquisition is contained in the press release issued by
the Corporation on July 18, 2003, attached hereto as Exhibit 99 and incorporated herein by reference.</P>

<P><STRONG><U>Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits</U></STRONG></P>

<P>	&nbsp;&nbsp;&nbsp;	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	<U>Exhibit</U></P>

<table width=100%>
<tr>
<td width=15% align="center" valign="top">(a)</td>
<td width=85%><p align="justify">The required financial statements will be filed by amendment to this report no later
than September 15, 2003.</td></tr>
<tr>
<td width=15% valign="top">&nbsp;</td>
<td width=85%><p align="justify">&nbsp;</td></tr>
<tr>
<td width=15% align="center" valign="top">(b)</td>
<td width=85%><p align="justify">The required pro forma financial information will be filed by amendment to this
report no later than September 15, 2003.</td></tr>
<tr>
<td width=15% valign="top">&nbsp;</td>
<td width=85% align="justify">&nbsp;</td></tr>
<Tr>
<Td width=15% align="center" valign="top">(c)</td>
<td width=85%><p align="justify">Exhibits: The following exhibits are filed as part of this report:</td></tr>
<tr>
<td width=15% valign="top">&nbsp;</td>
<td width=85%>&nbsp;</td></tr>
<tr>
<td colspan=2 valign="top">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Exhibit No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Description</td></tr>
<tr>
<td width=15% valign="top">&nbsp;</td>
<td width=85%>&nbsp;</td></tr>
<tr>
<td width=15% align="center" valign="top">2</td>
<td width=85%><p align="justify">Agreement and Plan of Merger dated February 5, 2003 by and among
Riverview Bancorp, Inc., Riverview Community Bank, Today's Bancorp, Inc.
and Today's Bank. (Incorporated by reference to Riverview Bancorp, Inc.'s
Current Report on Form 8-K filed on February 6, 2003.)</td></tr>
<tr>
<td width=15% valign="top">&nbsp;</td>
<td width=85%><p align="justify">&nbsp;</td></tr>
<tr>
<td width=15% align="center" valign="top">99</td>
<td width=85% align="justify">Press Release dated July 18, 2003.</td></tr>
</table>

&nbsp;<p>&lt;PAGE&gt;</p>
<p>&nbsp;</p>
<CENTER><U>SIGNATURES</U></CENTER>
</P>

<P><CENTER>
<p></p>
</CENTER>
</P>

<BR WP="BR1">
<P align="justify">	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;	Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.</P>

<P>						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;						RIVERVIEW BANCORP, INC.</P>

<BR WP="BR1">
<P>DATE: July  28, 2003&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; By:<u>
/s/ Patrick Sheaffer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</u><br>
						&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
						Patrick Sheaffer<br>
							&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
							Chairman and Chief Executive Officer</P>

<P>&lt;PAGE&gt;</P>

<BR WP="BR1">
<P><STRONG><CENTER>Exhibit 99</STRONG></CENTER>
</P>

<P>&lt;PAGE&gt;</P>

<P>PRESS RELEASE </P>

<P>Riverview Bancorp, Inc. Completes Acquisition of Today's Bancorp, Inc.<BR>
Friday July 18, 6:55 pm ET </P>

<p align="justify">

<BR WP="BR1">VANCOUVER, Wash.--(BUSINESS WIRE)--July 18, 2003--Riverview Bancorp, Inc.
(Nasdaq:RVSB  News), parent company of Riverview Community Bank, Vancouver, Washington,
announced today that it has completed its acquisition of Today's Bancorp, Inc., parent of Today's
Bank, Vancouver, Washington. As a result of the acquisition, Today's Bancorp has been merged with
and into Riverview Bancorp and Today's Bank has been merged with and into Riverview
Community Bank, a wholly owned subsidiary of Riverview Bancorp. </p>
<P align="justify">"The hard work of the past six months will now pay off," said Pat Sheaffer, Chief Executive Officer
for Riverview. "We thank the Today's Bank team and welcome our new customers, employees and
shareholders to the Riverview family. Starting Monday morning July 21, Today's Bank offices will
have been transformed to Riverview offices. Welcome to the bank from here, since 1923." </P>

<P align="justify">Riverview Bancorp, Inc. (www.riverviewbank.com) is headquartered in Vancouver, Washington -
just north of Portland, Oregon on the I-5 corridor. It is the parent company of Riverview Community
Bank, Riverview Asset Management Corp. and Riverview Mortgage, a division of the bank.
Including the offices acquired from Today's Bancorp, there are 13 Southwest Washington full service
branch locations, including eight in Clark County. The bank also operates a Lending Center on Mill
Plain Blvd. in Vancouver. Riverview offers true community banking, focusing on providing the
highest quality service and financial products to commercial and retail customers. </P>

<P align="justify">Statements concerning future performance, developments or events, concerning expectations for
growth and market forecasts, and any other guidance on future periods, constitute forward-looking
statements, which are subject to a number of risks and uncertainties that might cause actual results
to differ materially from stated objectives. These factors include but are not limited to: RVSB's
ability to integrate the Today's Bancorp acquisition and efficiently manage expenses. Additional
factors that could cause actual results to differ materially are disclosed in Riverview Bancorp's recent
filings with the SEC, including but not limited to Annual Reports on Form 10-K, quarterly reports
on Form 10-Q and current reports on Form 8-K. </P>

<BR WP="BR1">Contact:<BR>
     &nbsp;&nbsp;&nbsp;
     Riverview Bancorp, Inc.<BR>
     &nbsp;&nbsp;&nbsp;
     Pat Sheaffer, Chairman/C.E.O., 360/693-6650<BR>
     &nbsp;&nbsp;&nbsp;
     Ron Wysaske, E.V.P./C.F.O., 360/693-6650<p>&lt;PAGE&gt;</p>
</P>

</BODY>
</HTML>

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
