Mortgage-backed securities held to maturity consisted of the following (in thousands):

The contractual maturities of mortgage-backed securities classified as held to maturity are as follows (in thousands):

June 30, 2011		Amortized Cost		Estimated Fair Value
Due in one year or less	$	-	$	-
Due after one year through five years		5		6
Due after five years through ten years		-		-
Due after ten years		180		188
Total	$	185	$	194

Mortgage-backed securities held to maturity with an amortized cost of $74,000 and $76,000 and a fair value of $77,000 and $80,000 at June 30, 2011 and March 31, 2011, respectively, were pledged as collateral for governmental public funds held by the Bank. Mortgage-backed securities held to maturity with an amortized cost of $97,000 and $98,000 and a fair value of $101,000 and $103,000 at June 30, 2011 and March 31, 2011, respectively, were pledged as collateral for treasury tax and loan funds held by the Bank.

Mortgage-backed securities available for sale consisted of the following (in thousands):

June 30, 2011		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
Real estate mortgage investment conduits	$	390	$	12	$	-	$	402
FHLMC mortgage-backed securities		1,089		38		-		1,127
FNMA mortgage-backed securities		15		1		-		16
Total	$	1,494	$	51	$	-	$	1,545

March 31, 2011
Real estate mortgage investment conduits	$	421	$	12	$	-	$	433
FHLMC mortgage-backed securities		1,270		34		-		1,304
FNMA mortgage-backed securities		38		2		-		40
Total	$	1,729	$	48	$	-	$	1,777

The contractual maturities of mortgage-backed securities available for sale are as follows (in thousands):

June 30, 2011		Amortized Cost		Estimated Fair Value
Due in one year or less	$	-	$	-
Due after one year through five years		1,104		1,143
Due after five years through ten years		125		133
Due after ten years		265		269
Total	$	1,494	$	1,545

Mortgage-backed securities available for sale with an amortized cost of $1.0 million and $178,000 and a fair value of $1.1 million and $187,000 at June 30, 2011 and March 31, 2011, respectively, were pledged as collateral for governmental public funds held by the Bank. Mortgage-backed securities available for sale with an amortized cost of $108,000 and $128,000 and a fair value of $110,000 and $131,000 at June 30, 2011 and March 31, 2011, respectively, were pledged as collateral for treasury tax and loan funds held by the Bank.