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Deposit Accounts | 12 Months Ended
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Mar. 31, 2012
Deposit Accounts: |
Deposit Accounts |
10. | DEPOSIT ACCOUNTS
Deposit accounts consisted of the following (dollars in thousands):
Account Type | Weighted Average Rate |  |  |  | March 31, 2012 |  | Weighted Average Rate |  |  |  | March 31, 2011 |
Non-interest-bearing | 0.00 | % |  | $ | 116,882 |  | 0.00 | % |  | $ | 102,429 |
Interest checking | 0.23 |  |  |  | 106,904 |  | 0.18 |  |  |  | 77,399 |
Money market | 0.34 |  |  |  | 244,919 |  | 0.60 |  |  |  | 236,321 |
Savings accounts | 0.25 |  |  |  | 45,741 |  | 0.35 |  |  |  | 37,231 |
Certificates of deposit | 0.99 |  |  |  | 230,009 |  | 1.30 |  |  |  | 263,150 |
Total | 0.47 | % |  | $ | 744,455 |  | 0.71 | % |  | $ | 716,530 |
The weighted average rate is based on interest rates at the end of the year. Certificates of deposit in amounts of $100,000 or more totaled $142.0 million and $165.1 million at March 31, 2012 and 2011, respectively. Interest expense by deposit type was as follows (in thousands):
| Year Ended March 31, |
| 2012 |  | 2011 |  | 2010 |
Interest checking | $ | 281 |  | $ | 239 |  | $ | 331 |
Money market |  | 1,049 |  |  | 1,846 |  |  | 2,360 |
Savings accounts |  | 124 |  |  | 160 |  |  | 162 |
Certificate of deposit |  | 2,903 |  |  | 4,324 |  |  | 6,782 |
Total | $ | 4,357 |  | $ | 6,569 |  | $ | 9,635 |

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