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RIVERVIEW BANCORP, INC. AND SUBSIDIARY CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Mar. 31, 2011
ASSETS    
Cash and cash equivalents (including interest-earning accounts of $33,437 and $37,349) $ 46,393 $ 51,752
Certificate of deposits held for investment 41,473 14,900
Loans held for sale 480 173
Investment securities held to maturity, at amortized cost 493 506
Investment securities available for sale, at fair value 6,314 6,320
Mortgage-backed securities held to maturity, at amortized cost 171 190
Mortgage-backed securities available for sale, at fair value 974 1,777
Loans receivable, net 664,888 672,609
Real estate owned 18,731 27,590
Prepaid expenses and other assets 6,362 5,887
Accrued interest receivable 2,158 2,523
Federal Home Loan Bank stock, at cost 7,350 7,350
Premises and equipment, net 17,068 16,100
Deferred income taxes, net 603 9,447
Mortgage servicing rights, net 278 396
Goodwill 25,572 25,572
Core deposit intangible, net 137 219
Bank owned life insurance 16,553 15,952
TOTAL ASSETS 855,998 859,263
LIABILITIES:    
Deposit accounts 744,455 716,530
Accrued expenses and other liabilities 9,398 9,396
Advance payments by borrowers for taxes and insurance 800 680
Junior subordinated debentures 22,681 22,681
Capital lease obligation 2,513 2,567
Total liabilities 779,847 751,854
COMMITMENTS AND CONTINGENCIES    [1]    [1]
Shareholders' equity    
Common stock, $.01 par value 225 225
Additional paid-in capital 65,610 65,639
Retained earnings 11,536 43,193
Unearned shares issued to employee stock ownership trust (593) (696)
Accumulated other comprehensive loss (1,171) (1,417)
Total shareholders' equity 75,607 106,944
Noncontrolling interest 544 465
Total equity 76,151 107,409
TOTAL LIABILITIES AND EQUITY $ 855,998 $ 859,263
[1] See Note 19