XML 30 R13.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loans Receivable | 3 Months Ended
--- | ---
Dec. 31, 2011
Loans Receivable |
Loans Receivable |
7. | LOANS RECEIVABLE
Loans receivable, excluding loans held for sale, consisted of the following (in thousands):
|  | December 31, 2011 |  |  | March 31, 2011 |
Commercial and construction |  |  |  |  |  |
Commercial business |  | $ | 86,759 |  |  | $ | 85,511 |
Other real estate mortgage (1) |  |  | 448,288 |  |  |  | 461,955 |
Real estate construction |  |  | 27,544 |  |  |  | 27,385 |
Total commercial and construction |  |  | 562,591 |  |  |  | 574,851 |
Consumer |  |  |  |  |  |  |  |
Real estate one-to-four family |  |  | 129,780 |  |  |  | 110,437 |
Other installment |  |  | 2,181 |  |  |  | 2,289 |
Total consumer |  |  | 131,961 |  |  |  | 112,726 |
Total loans |  |  | 694,552 |  |  |  | 687,577 |
Less: Allowance for loan losses |  |  | 15,926 |  |  |  | 14,968 |
Loans receivable, net |  | $ | 678,626 |  |  | $ | 672,609 |
(1) Other real estate mortgage consists of commercial real estate, land and multi-family loan portfolios |
The Company’s loan portfolio has very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. Most of the Bank’s business activity is with customers located in the states of Washington and Oregon. Loans and extensions of credit outstanding at one time to one borrower or a group of related borrowers are generally limited by federal regulation to 15% of the Bank’s shareholders’ equity, excluding accumulated other comprehensive loss. As of December 31, 2011 and March 31, 2011, the Bank had no loans to any one borrower in excess of the regulatory limit.

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_LoansReceivable
Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | fil_LoansReceivableAbstract
Namespace Prefix: | fil_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration