XML 29 R42.htm IDEA: XBRL DOCUMENT v2.4.0.6

Allowance for Loan Losses: Schedule of Credit Quality Indicators (Tables)

6 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of Credit Quality Indicators

	September 30, 2012							March 31, 2012
		Weighted-Average Risk Grade			Classified Loans(2)				Weighted-Average Risk Grade			Classified Loans(2)
Commercial business		3.81		$	8,443				3.97		$	13,456
Commercial real estate		4.07			51,465				3.88			35,077
Land		4.73			6,443				5.60			17,560
Multi-family		4.13			9,274				4.06			8,265
Real estate construction		3.57			1,483				4.51			7,756
Consumer (1)		7.00			3,462				7.00			3,915
Total		4.08		$	80,570				4.08		$	86,029
Total loans risk rated	$	480,901						$	550,174
(1)  Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.
(2)  Classified loans consist of substandard, doubtful and loss loans.

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

No definition available.

+ Details

Name:	fil_ScheduleOfCreditQualityIndicators
Namespace Prefix:	fil_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration