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4. Mortgage-backed Securities: Mortgage backed securities available for sale pledged as collateral policy (Policies)
12 Months Ended
Mar. 31, 2013
Policies  
Mortgage backed securities available for sale pledged as collateral policy

Mortgage-backed securities available for sale with an amortized cost of $416,000 and $744,000 and a fair value of $431,000 and $776,000 at March 31, 2013 and 2012, respectively, were pledged as collateral for government public funds held by the Bank.  The real estate mortgage investment conduits consist of FHLMC and Fannie Mae (“FNMA”) securities.