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RIVERVIEW BANCORP, INC. AND SUBSIDIARY CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Dec. 31, 2012
Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net Income (Loss) $ 1,038 $ (15,700)
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 1,411 1,429
Provision for loan losses 4,500 11,850
Noncash expense related to ESOP 29 48
Provision for deferred income taxes   8,717
Increase (decrease) in deferred loan origination fees, net of amortization (294) (33)
Origination of loans held for sale (21,138) (2,858)
Proceeds from sales of loans held for sale 19,588 2,399
Stock based compensation expense 1 11
Writedown of real estate owned 2,316 3,304
Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment (864) 233
Income from bank owned life insurance (443) (455)
Changes in assets and liabilities:    
Prepaid expenses and other assets 2,692 (353)
Accrued interest receivable 340 145
Accrued expenses & other liabilities (533) 342
Net cash provided by operating activities 8,643 9,079
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan (originations) repayments, net 80,114 (19,913)
Proceeds from sale of loans 31,394  
Proceeds from call, maturity, or sale of investment securities available for sale 5,000 5,000
Principal repayments on investment securities available for sale 350 392
Principal repayments on investment securities held to maturity 493 13
Purchase of investment securities available for sale (5,000) (5,000)
Principal repayments on mortgage-backed securities available for sale 411 622
Principal repayments on mortgage-backed securities held to maturity 42 13
Purchase of certificates of deposit held for investment (2,664) (27,818)
Proceeds from redemption of Federal Home Loan Bank stock 131  
Purchase of premises and equipment and capitalized software (1,720) (1,474)
Capitalized improvements related to real estate owned (72) (207)
Proceeds from sale of real estate owned and premises and equipment 5,561 5,645
Net cash provided by (used in) investing activities 114,040 (42,727)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase (decrease) in deposit accounts (61,661) 18,516
Proceeds from borrowings 5,000 5,000
Repayment of borrowings (5,000) (5,000)
Principal payments under capital lease obligation (55) (36)
Net increase (decrease) in advance payments by borrowers (280) (271)
Net cash provided by (used in) financing activities (61,996) 18,209
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 60,687 (15,439)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 46,393 51,752
CASH AND CASH EQUIVALENTS, END OF PERIOD 107,080 36,313
Cash paid during the period for:    
Interest 2,147 3,481
Income taxes 4 830
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Transfer of loans to real estate owned 13,594 2,989
Transfer of real estate owned to loans 3,549 881
Fair value adjustment to securities available for sale 224 399
Income tax effect related to fair value adjustment $ (76) $ (135)