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8. Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Jun. 30, 2013

Tables/Schedules

Financing Receivable Credit Quality Indicators

	June 30, 2013							March 31, 2013
		Weighted-Average Risk Grade			Classified Loans (2)				Weighted-Average Risk Grade			Classified Loans (2)
Commercial business		3.54		$	2,467				3.64		$	3,816
Commercial real estate		4.03			36,674				4.02			37,643
Land		4.36			2,184				4.57			4,306
Multi-family		3.55			3,346				3.68			3,846
Real estate construction		3.23			168				3.26			175
Consumer (1)		7.00			2,669				7.00			3,059
Total		3.92		$	47,508				3.96		$	52,845
Total loans risk rated	$	432,550						$	439,587
(1)  Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.   (2)  Classified loans include loans under the credit quality indicator categories of Substandard, Doubtful and Loss.

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 29

-URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 55

-Paragraph 19

-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

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