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RIVERVIEW BANCORP, INC. AND SUBSIDIARY CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Jun. 30, 2013
Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net Income (Loss) $ 1,640 $ (1,780)
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 424 446
Provision (recapture) for loan losses (2,500) 4,000
Noncash expense related to ESOP 16 8
Increase (decrease) in deferred loan origination fees, net of amortization 82 (66)
Origination of loans held for sale (12,490) (2,716)
Proceeds from sales of loans held for sale 12,326 3,375
Stock based compensation expense   1
Writedown of real estate owned 1,292 787
Net loss (gain) on loans held for sale, sale of real estate owned, mortgage-backed securities, sale of investment securities and premises and equipment (289) (563)
Income from bank owned life insurance (142) (149)
Changes in assets and liabilities:    
Prepaid expenses and other assets 205 1,684
Accrued interest receivable (4) 74
Accrued expenses and other liabilities 1,029 (682)
Net cash provided by operating activities 1,589 4,419
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan repayments, net 9,285 26,338
Proceeds from sale of loans   31,394
Principal repayments on investment securities available for sale 29 6
Principal repayments on investment securities held to maturity   6
Purchase of investment securities available for sale (8,000)  
Principal repayments on mortgage-backed securities available for sale 120 153
Principal repayments on mortgage-backed securities held to maturity 3 3
Purchase of mortgage-backed securities available for sale (6,094)  
Purchase of premises and equipment and capitalized software (366) (1,180)
Redemption of certificates of deposit held for investment, net 1,983 498
Proceeds from redemption of Federal Home Loan Bank stock 65  
Proceeds from sale of real estate owned and premises and equipment 2,968 2,108
Net cash provided by (used in) investing activities (7) 59,326
CASH FLOWS FROM FINANCING ACTIVITIES:    
Decrease in deposit accounts (4,311) (38,563)
Principal payments under capital lease obligation (20) (18)
Net decrease in advance payments by borrowers (788) (195)
Net cash provided by (used in) financing activities (5,119) (38,776)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (3,537) 24,969
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 115,415 46,393
CASH AND CASH EQUIVALENTS, END OF PERIOD 111,878 71,362
Cash paid during the period for:    
Interest 530 834
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Transfer of loans to real estate owned 1,812 8,490
Transfer of real estate owned to loans   2,104
Fair value adjustment to securities available for sale 70 (25)
Income tax effect related to fair value adjustment $ (24) $ 9