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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Sep. 30, 2013
Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net Income (Loss) $ 1,981 $ 7
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 842 918
Provision for (recapture of) loan losses (2,500) 4,500
Noncash expense related to ESOP 32 17
Increase (decrease) in deferred loan origination fees, net of amortization 23 (181)
Origination of loans held for sale (17,123) (9,527)
Proceeds from sales of loans held for sale 16,719 9,073
Stock based compensation expense 26 1
Writedown of real estate owned 1,669 1,512
Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment (290) (778)
Income from bank owned life insurance (283) (297)
Changes in assets and liabilities:    
Prepaid expenses and other assets 459 2,268
Accrued interest receivable 88 200
Accrued expenses & other liabilities 984 (1,346)
Net cash provided by (used in) operating activities 2,627 6,367
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan repayments, net 9,685 56,870
Proceeds from sale of loans   31,394
Principal repayments on investment securities available for sale 734 7
Principal repayments on investment securities held to maturity   493
Principal repayments on mortgage-backed securities available for sale 473 287
Principal repayments on mortgage-backed securities held to maturity 17 7
Purchase of investment securities available for sale (15,438)  
Purchase of mortgage-backed securities available for sale (18,011)  
Redemption (purchase) of certificates of deposit held for investment 6,715 (324)
Proceeds from redemption of Federal Home Loan Bank stock 131 65
Purchase of premises and equipment and capitalized software (538) (1,418)
Capitalized improvements related to real estate owned   (72)
Proceeds from sale of real estate owned and premises and equipment 4,105 3,302
Net cash provided by (used in) investing activities (12,127) 90,611
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase (decrease) in deposit accounts 9,000 (45,228)
Proceeds from borrowings 2,000 3,000
Repayment of borrowings (2,000) (3,000)
Principal payments under capital lease obligation (39) (36)
Net increase (decrease) in advance payments by borrowers (539) 260
Net cash provided by (used in) financing activities 8,422 (45,004)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (1,078) 51,974
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 115,415 46,393
CASH AND CASH EQUIVALENTS, END OF PERIOD 114,337 98,367
Cash paid during the period for:    
Interest 1,038 1,543
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Transfer of loans to real estate owned 3,930 12,711
Transfer of real estate owned to loans 196 2,104
Fair value adjustment to securities available for sale 738 (38)
Income tax effect related to fair value adjustment $ (251) $ 13