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Significant Accounting Policies: Real Estate Owned ('REO'), Policy (Policies) | 12 Months Ended
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Mar. 31, 2014
Policies |
Real Estate Owned ('REO'), Policy | Real Estate Owned (“REO”) – REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company’s control or because of changes in the Company’s strategy for the sale of the property.

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- Definition Descriptive disclosure of policy related to other real estate owned. + References No definition available. + Details
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Balance Type: | na
Period Type: | duration

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- Details
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Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration