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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Mar. 31, 2013
ASSETS    
Cash, including interest-earning accounts $ 68,577 [1] $ 115,415 [2]
Certificate of deposits held for investment 36,925 44,635
Loans held for sale 1,024 831
Investment securities available for sale, at fair value 23,394 [3] 6,216 [4]
Mortgage-backed securities held to maturity, at amortized cost 101 [5] 125 [6]
Mortgage-backed securities available for sale, at fair value 78,575 [7] 431 [8]
Loans receivable 520,937 [9] 520,369 [10]
Real estate and other personal property owned 7,703 15,638
Prepaid expenses and other assets 3,197 3,063
Accrued interest receivable 1,836 1,747
Federal Home Loan Bank stock, at cost 6,744 7,154
Premises and equipment, net 16,417 17,693
Deferred income taxes, net 15,433 522
Mortgage servicing rights, net 369 388
Goodwill 25,572 25,572
Core deposit intangible, net 26 66
Bank owned life insurance 17,691 17,138
TOTAL ASSETS 824,521 777,003
LIABILITIES:    
Deposit accounts 690,066 663,806
Accrued expenses and other liabilities 10,497 8,006
Advance payments by borrowers for taxes and insurance 467 1,025
Junior subordinated debentures 22,681 22,681
Capital lease obligations 2,361 2,440
Total liabilities 726,072 697,958
COMMITMENTS AND CONTINGENCIES    [11]    [11]
Shareholders' equity    
Common Stock 225 [12] 225 [12]
Additional paid-in capital 65,195 65,551
Retained earnings 33,592 14,169
Unearned shares issued to employee stock ownership trust (387) (490)
Accumulated other comprehensive loss (647) (1,013)
Total shareholders' equity 97,978 78,442
Noncontrolling interest 471 603
Total equity 98,449 79,045
TOTAL LIABILITIES AND EQUITY $ 824,521 $ 777,003
[1] Including interest-earning accounts of $51,715.
[2] Including interest-earning accounts of $100,093.
[3] Amortized cost of $23,866.
[4] Amortized cost of $7,766.
[5] Fair value of $104.
[6] Fair value of $129.
[7] Amortized cost of $79,083
[8] Amortized cost of $416.
[9] Net of allowance for loan losses of $12,551
[10] Net of allowance for loan losses of $15,643.
[11] See Note 19.
[12] Common stock, $.01 par value; 50,000,000 authorized. March 31, 2014 - 22,471,890 issued and outstanding. March 31, 2013 - 22,471,890 issued and outstanding.