XML 166 R69.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Loan Losses: Schedule of Credit Quality Indicators (Tables)
12 Months Ended
Mar. 31, 2014
Tables/Schedules  
Schedule of Credit Quality Indicators

 

 

 

March 31, 2014

 

 

March 31, 2013

 

 

Weighted-Average Risk Grade

 

 

Classified       Loans (2)

 

 

 

Weighted-Average Risk Grade

 

 

Classified Loans (2)

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial business

 

3.54

 

$

8,419

 

 

 

3.64

 

$

3,816

Commercial real estate

 

3.87

 

 

19,838

 

 

 

4.02

 

 

37,643

Land

 

3.88

 

 

800

 

 

 

4.57

 

 

4,306

Multi-family

 

3.81

 

 

2,028

 

 

 

3.68

 

 

3,846

Real estate construction

 

3.08

 

 

-

 

 

 

3.26

 

 

175

Consumer (1)

 

7.00

 

 

2,729

 

 

 

7.00

 

 

3,059

Total

 

3.82

 

$

33,814

 

 

 

3.96

 

$

52,845

 

 

 

 

 

 

 

 

 

 

 

 

 

Total loans risk rated

$

418,503

 

 

 

 

 

$

439,587

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  (1)  Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.

  (2)  Classified loans consist of substandard, doubtful and loss.