March 31, 2014

March 31, 2013

(Dollars in Thousands)

Number of Contracts

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Number of Contracts

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Commercial business

3

$

504

$

465

2

$

449

$

408

Commercial real estate ⁽¹⁾

4

6,295

6,210

5

9,022

8,603

Land ⁽¹⁾

-

2

1,193

918

Multi-family ⁽¹⁾

1

2,562

2,014

1

3,277

2,967

Consumer

4

573

561

2

1,971

1,671

Total

12

$

9,934

$

9,250

12

$

15,912

$

14,567

⁽¹⁾ Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.