XML 29 R77.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Allowance for Loan Losses (Details) (USD $) | 9 Months Ended
--- | ---
Dec. 31, 2013 | Dec. 31, 2012
Interest income foregone on non-accrual loans | $ 777,000 | $ 1,200,000
Loans and Leases Receivable, Impaired, Description | A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the original loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard or worse, on non-accrual status or troubled debt restructurings (“TDRs”). |
Financing Receivable, Modifications, Nature and Extent of Transaction | TDRs are loans where the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. |
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | 0 | 2
Financing Receivable, Modifications, Pre-Modification Recorded Investment | 0 |
Loan 1 |  |
Financing Receivable, Modifications, Pre-Modification Recorded Investment |  | 453,000
Financing Receivable, Modifications, Subsequent Default, Recorded Investment |  | 450,000
Loan 2 |  |
Financing Receivable, Modifications, Pre-Modification Recorded Investment |  | 442,000
Financing Receivable, Modifications, Subsequent Default, Recorded Investment |  | $ 441,000

X
- Definition Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. + References No definition available. + Details
Name: | fil_InterestIncomeForegoneOnNonAccrualLoans
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Description of the nature and the extent of troubled debt restructurings that occurred during the period related to financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953676-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsNatureAndExtentOfTransaction1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Pre-modification amount of investment in financing receivables modified by troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953676-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953682-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953682-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Describes the policies and procedures for identifying and measuring losses on loans when the present value of expected cash flows discounted at the loan's effective interest rate, or, alternatively, a loan's observable market price or fair value of the underlying collateral is less than the carrying amount of the loan, and sets forth the amount of the loss. Also sets forth material facts pertaining to significant loan modifications in a troubled debt restructuring, describes the method for valuing a loan deemed to be impaired or nonperforming, indicates whether income on impaired or nonperforming loans are being recognized and describes the method for recognizing the income. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 35 -Paragraph 22 -URI http://asc.fasb.org/extlink&oid=25442802&loc=d3e2555-111518 + Details
Name: | us-gaap_LoansAndLeasesReceivableImpairedDescription
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration