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Allowance for Loan Losses: Schedule of reconciliation of the allowance for loan losses (Tables)
9 Months Ended
Dec. 31, 2013
Tables/Schedules  
Schedule of reconciliation of the allowance for loan losses

 

Three months ended

December 31, 2013

 

Commercial  Business

 

 

Commercial Real Estate

 

 

Land

 

 

Multi-Family

 

 

Real Estate Construction

 

 

Consumer

 

 

Unallocated

 

 

Total

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

$

1,913

 

$

6,787

 

$

815

 

$

269

 

$

235

 

$

1,845

 

$

1,832

 

$

13,696

 

Provision for (recapture of) loan losses

 

(170

)

 

(652

)

 

(782

)

 

(101

)

 

5

 

 

215

 

 

1,485

 

 

-

 

Charge-offs

 

(36

)

 

(102

)

 

-

 

 

-

 

 

-

 

 

(137

)

 

-

 

 

(275

)

Recoveries

 

306

 

 

8

 

 

289

 

 

-

 

 

-

 

 

24

 

 

-

 

 

627

 

Ending balance

$

2,013

 

$

6,041

 

$

322

 

$

168

 

$

240

 

$

1,947

 

$

3,317

 

$

14,048

 

 

Nine months ended

December 31, 2013

 

Commercial

Business

 

 

Commercial

Real

Estate

 

 

Land

 

 

Multi-

Family

 

 

Real

Estate

Construction

 

 

Consumer

 

 

Unallocated

 

 

Total

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

$

2,128

 

$

5,979

 

$

2,019

 

$

541

 

$

221

 

$

2,949

 

$

1,806

 

$

15,643

 

Provision for (recapture of) loan losses

 

(503

)

 

313

 

 

(2,461

)

 

(373

)

 

22

 

 

(1,009

)

 

1,511

 

 

(2,500

)

Charge-offs

 

(135

)

 

(274

)

 

(45

)

 

-

 

 

(7

)

 

(293

)

 

-

 

 

(754

)

Recoveries

 

523

 

 

23

 

 

809

 

 

-

 

 

4

 

 

300

 

 

-

 

 

1,659

 

Ending balance

$

2,013

 

$

6,041

 

$

322

 

$

168

 

$

240

 

$

1,947

 

$

3,317

 

$

14,048

 

 

Three months ended

December 31, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

$

2,283

 

$

7,376

 

$

3,675

 

$

950

 

$

506

 

$

3,315

 

$

2,035

 

$

20,140

 

Provision for (recapture of) loan losses

 

416

 

 

(836

)

 

(885

)

 

(297

)

 

(46

)

 

(101

)

 

1,749

 

 

-

 

Charge-offs

 

(204

)

 

(390

)

 

(52

)

 

-

 

 

(13

)

 

(149

)

 

-

 

 

(808

)

Recoveries

 

6

 

 

9

 

 

-

 

 

238

 

 

1

 

 

47

 

 

-

 

 

301

 

Ending balance

$

2,501

 

$

6,159

 

$

2,738

 

$

891

 

$

448

 

$

3,112

 

$

3,784

 

$

19,633

 

 

Nine months ended

December 31, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

$

2,688

 

$

5,599

 

$

4,906

 

$

1,121

 

$

412

 

$

3,274

 

$

1,921

 

$

19,921

 

Provision for (recapture of) loan losses

 

916

 

 

2,022

 

 

(1,093

)

 

(85

)

 

161

 

 

716

 

 

1,863

 

 

4,500

 

Charge-offs

 

(1,195

)

 

(1,471

)

 

(1,106

)

 

(384

)

 

(129

)

 

(983

)

 

-

 

 

(5,268

)

Recoveries

 

92

 

 

9

 

 

31

 

 

239

 

 

4

 

 

105

 

 

-

 

 

480

 

Ending balance

$

2,501

 

$

6,159

 

$

2,738

 

$

891

 

$

448

 

$

3,112

 

$

3,784

 

$

19,633