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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Mar. 31, 2014
ASSETS    
Cash, including interest-earning accounts $ 30,988 [1] $ 68,577 [1]
Certificate of deposits held for investment 32,941 36,925
Loans held for sale 353 1,024
Investment securities available for sale, at fair value 19,571 [2] 23,394 [2]
Mortgage-backed securities held to maturity, at amortized cost 90 [3] 101 [3]
Mortgage-backed securities available for sale, at fair value 120,740 [4] 78,575 [4]
Loans receivable 540,786 [5] 520,937 [5]
Real estate and other personal property owned 3,705 7,703
Prepaid expenses and other assets 3,243 3,197
Accrued interest receivable 2,047 1,836
Federal Home Loan Bank stock, at cost 6,324 6,744
Premises and equipment, net 15,955 16,417
Deferred income taxes, net 14,301 15,433
Mortgage servicing rights, net 386 369
Goodwill 25,572 25,572
Core deposit intangible, net 14 26
Bank owned life insurance 24,524 17,691
TOTAL ASSETS 841,540 824,521
LIABILITIES:    
Deposit accounts 702,635 690,066
Accrued expenses and other liabilities 12,445 10,497
Advance payments by borrowers for taxes and insurance 644 467
Junior subordinated debentures 22,681 22,681
Capital lease obligations 2,319 2,361
Total liabilities 740,724 726,072
COMMITMENTS AND CONTINGENCIES    [6]    [6]
Shareholders' equity    
Serial preferred stock 0 [7] 0 [7]
Common Stock 225 [8] 225 [8]
Additional paid-in capital 65,217 65,195
Retained earnings 35,416 33,592
Unearned shares issued to employee stock ownership trust (335) (387)
Accumulated other comprehensive loss (212) (647)
Total shareholders' equity 100,311 97,978
Noncontrolling interest 505 471
Total equity 100,816 98,449
TOTAL LIABILITIES AND EQUITY $ 841,540 $ 824,521
[1] Including interest-earning accounts of $17,417 and $51,715.
[2] Amortized cost of $19,873 and $23,866.
[3] Fair value of $92 and $104.
[4] Amortized cost of $120,759 and $79,083.
[5] Net of allowance for loan losses of $12,001 and $12,551.
[6] See Note 14.
[7] Serial preferred stock, $.01 par value; 250,000 authorized, issued and outstanding: none.
[8] Common stock, $.01 par value; 50,000,000 authorized, 22,471,890 issued and outstanding.