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Shareholders' Equity and Regulatory Capital Requirements: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Tables)

12 Months Ended

Mar. 31, 2015

Tables/Schedules

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

		Actual				For Capital Adequacy Purposes				“Well Capitalized” Under Prompt Corrective Action
		Amount	Ratio			Amount	Ratio			Amount	Ratio
March 31, 2015
Total Capital:
(To Risk-Weighted Assets)	$	95,713	15.89	%	$	48,188	8.0	%	$	72,282	12.0	% ⁽¹⁾
Tier 1 Capital:
(To Risk-Weighted Assets)		88,122	14.63			36,141	6.0			48,188	8.0
Common equity tier 1 Capital:
(To Risk-Weighted Assets)		88,122	14.63			27,106	4.5			39,152	6.5
Tier 1 Capital (Leverage):
(To Adjusted Tangible Assets)		88,122	10.89			32,355	4.0			72,799	9.0	⁽¹⁾
Tangible Capital:
(To Tangible Assets)		88,122	10.89			12,133	1.5			N/A	N/A

		Actual				For Capital Adequacy Purposes				“Well Capitalized” Under Prompt Corrective Action
		Amount	Ratio			Amount	Ratio			Amount	Ratio
March 31, 2014
Total Capital:
(To Risk-Weighted Assets)	$	90,733	16.66	%	$	43,572	8.0	%	$	65,359	12.0	% ⁽¹⁾
Tier 1 Capital:
(To Risk-Weighted Assets)		83,850	15.40			21,786	4.0			32,679	6.0
Tier 1 Capital (Leverage):
(To Adjusted Tangible Assets)		83,850	10.71			31,320	4.0			70,469	9.0	⁽¹⁾
Tangible Capital:
(To Tangible Assets)		83,850	10.71			11,745	1.5			N/A	N/A

⁽¹⁾ The Bank agreed with the OCC to establish higher minimum capital ratios and to maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed “well capitalized”.

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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