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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
INTEREST INCOME:        
Interest and fees on loans receivable $ 6,498us-gaap_InterestAndFeeIncomeLoansAndLeases $ 6,319us-gaap_InterestAndFeeIncomeLoansAndLeases $ 19,155us-gaap_InterestAndFeeIncomeLoansAndLeases $ 19,389us-gaap_InterestAndFeeIncomeLoansAndLeases
Interest on investment securities-taxable 75us-gaap_InterestIncomeSecuritiesTaxable 75us-gaap_InterestIncomeSecuritiesTaxable 257us-gaap_InterestIncomeSecuritiesTaxable 191us-gaap_InterestIncomeSecuritiesTaxable
Interest on mortgage-backed securities 520us-gaap_InterestIncomeSecuritiesMortgageBacked 88us-gaap_InterestIncomeSecuritiesMortgageBacked 1,508us-gaap_InterestIncomeSecuritiesMortgageBacked 156us-gaap_InterestIncomeSecuritiesMortgageBacked
Other interest and dividends 110us-gaap_OtherInterestAndDividendIncome 191us-gaap_OtherInterestAndDividendIncome 359us-gaap_OtherInterestAndDividendIncome 532us-gaap_OtherInterestAndDividendIncome
Total interest and dividend income 7,203us-gaap_InterestAndDividendIncomeOperating 6,673us-gaap_InterestAndDividendIncomeOperating 21,279us-gaap_InterestAndDividendIncomeOperating 20,268us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:        
Interest on deposits 322us-gaap_InterestExpenseDeposits 496us-gaap_InterestExpenseDeposits 1,024us-gaap_InterestExpenseDeposits 1,537us-gaap_InterestExpenseDeposits
Interest on borrowings 163us-gaap_InterestExpenseBorrowings 149us-gaap_InterestExpenseBorrowings 458us-gaap_InterestExpenseBorrowings 449us-gaap_InterestExpenseBorrowings
Total interest expense 485us-gaap_InterestExpense 645us-gaap_InterestExpense 1,482us-gaap_InterestExpense 1,986us-gaap_InterestExpense
Net interest income 6,718us-gaap_InterestIncomeExpenseNet 6,028us-gaap_InterestIncomeExpenseNet 19,797us-gaap_InterestIncomeExpenseNet 18,282us-gaap_InterestIncomeExpenseNet
Less provision for (recapture of) loan losses (400)us-gaap_ProvisionForLoanAndLeaseLosses   (1,050)us-gaap_ProvisionForLoanAndLeaseLosses (2,500)us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for (recapture of) loan losses 7,118us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 6,028us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 20,847us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 20,782us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
NON-INTEREST INCOME:        
Fees and service charges 1,032us-gaap_FeesAndCommissionsDepositorAccounts 1,177us-gaap_FeesAndCommissionsDepositorAccounts 3,260us-gaap_FeesAndCommissionsDepositorAccounts 3,301us-gaap_FeesAndCommissionsDepositorAccounts
Asset management fees 718us-gaap_AssetManagementFees 605us-gaap_AssetManagementFees 2,248us-gaap_AssetManagementFees 1,936us-gaap_AssetManagementFees
Net gain on sale of loans held for sale 154us-gaap_GainLossOnSalesOfLoansNet 176us-gaap_GainLossOnSalesOfLoansNet 435us-gaap_GainLossOnSalesOfLoansNet 609us-gaap_GainLossOnSalesOfLoansNet
Bank owned life insurance income 196us-gaap_BankOwnedLifeInsuranceIncome 136us-gaap_BankOwnedLifeInsuranceIncome 528us-gaap_BankOwnedLifeInsuranceIncome 419us-gaap_BankOwnedLifeInsuranceIncome
Other non-interest income 164us-gaap_NoninterestIncomeOtherOperatingIncome 290us-gaap_NoninterestIncomeOtherOperatingIncome 226us-gaap_NoninterestIncomeOtherOperatingIncome 252us-gaap_NoninterestIncomeOtherOperatingIncome
Total non-interest income 2,264us-gaap_NoninterestIncome 2,384us-gaap_NoninterestIncome 6,697us-gaap_NoninterestIncome 6,517us-gaap_NoninterestIncome
NON-INTEREST EXPENSE:        
Salaries and employee benefits 4,472us-gaap_LaborAndRelatedExpense 3,959us-gaap_LaborAndRelatedExpense 12,987us-gaap_LaborAndRelatedExpense 11,696us-gaap_LaborAndRelatedExpense
Occupancy and depreciation 1,223us-gaap_OccupancyNet 1,187us-gaap_OccupancyNet 3,632us-gaap_OccupancyNet 3,621us-gaap_OccupancyNet
Data processing 495us-gaap_InformationTechnologyAndDataProcessing 523us-gaap_InformationTechnologyAndDataProcessing 1,399us-gaap_InformationTechnologyAndDataProcessing 1,641us-gaap_InformationTechnologyAndDataProcessing
Amortization of core deposit intangible 6us-gaap_AmortizationOfIntangibleAssets 7us-gaap_AmortizationOfIntangibleAssets 18us-gaap_AmortizationOfIntangibleAssets 33us-gaap_AmortizationOfIntangibleAssets
Advertising and marketing expense 169us-gaap_MarketingAndAdvertisingExpense 170us-gaap_MarketingAndAdvertisingExpense 522us-gaap_MarketingAndAdvertisingExpense 578us-gaap_MarketingAndAdvertisingExpense
FDIC insurance premium 143us-gaap_FederalDepositInsuranceCorporationPremiumExpense 400us-gaap_FederalDepositInsuranceCorporationPremiumExpense 498us-gaap_FederalDepositInsuranceCorporationPremiumExpense 1,228us-gaap_FederalDepositInsuranceCorporationPremiumExpense
State and local taxes 162us-gaap_ExciseAndSalesTaxes 106us-gaap_ExciseAndSalesTaxes 416us-gaap_ExciseAndSalesTaxes 340us-gaap_ExciseAndSalesTaxes
Telecommunications 73us-gaap_CommunicationsAndInformationTechnology 78us-gaap_CommunicationsAndInformationTechnology 223us-gaap_CommunicationsAndInformationTechnology 227us-gaap_CommunicationsAndInformationTechnology
Professional fees 302us-gaap_ProfessionalFees 342us-gaap_ProfessionalFees 848us-gaap_ProfessionalFees 995us-gaap_ProfessionalFees
Real estate owned expenses 99us-gaap_ForeclosedRealEstateExpense 298us-gaap_ForeclosedRealEstateExpense 901us-gaap_ForeclosedRealEstateExpense 2,402us-gaap_ForeclosedRealEstateExpense
Other non-interest expense 502us-gaap_OtherNoninterestExpense 541us-gaap_OtherNoninterestExpense 1,611us-gaap_OtherNoninterestExpense 1,740us-gaap_OtherNoninterestExpense
Total non-interest expense 7,646us-gaap_NoninterestExpense 7,611us-gaap_NoninterestExpense 23,055us-gaap_NoninterestExpense 24,501us-gaap_NoninterestExpense
Income (loss) before income taxes 1,736us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 801us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 4,489us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 2,798us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
Provision (Benefit) for income taxes 587us-gaap_CurrentIncomeTaxExpenseBenefit   1,516us-gaap_CurrentIncomeTaxExpenseBenefit 16us-gaap_CurrentIncomeTaxExpenseBenefit
Net Income (Loss) $ 1,149us-gaap_NetIncomeLoss $ 801us-gaap_NetIncomeLoss $ 2,973us-gaap_NetIncomeLoss $ 2,782us-gaap_NetIncomeLoss
Earnings (loss) per common share:        
Basic earnings $ 0.05us-gaap_EarningsPerShareBasic $ 0.04us-gaap_EarningsPerShareBasic $ 0.13us-gaap_EarningsPerShareBasic $ 0.12us-gaap_EarningsPerShareBasic
Diluted earnings $ 0.05us-gaap_EarningsPerShareDiluted $ 0.04us-gaap_EarningsPerShareDiluted $ 0.13us-gaap_EarningsPerShareDiluted $ 0.12us-gaap_EarningsPerShareDiluted
Weighted average number of shares outstanding:        
Weighted average number of shares outstanding, Basic 22,394,910us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 22,370,277us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 22,388,775us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 22,364,142us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Weighted average number of shares outstanding, Diluted 22,439,195us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 22,371,914us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 22,421,330us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 22,365,224us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding