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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2015
Mar. 31, 2015
ASSETS    
Cash, including interest-earning accounts $ 48,149 [1] $ 58,659 [2]
Certificate of deposits held for investment 25,471 25,969
Loans held for sale 215 778
Investment securities available for sale, at fair value [3] 15,678 15,751
Mortgage-backed securities held to maturity, at amortized cost 83 [4] 86 [5]
Mortgage-backed securities available for sale, at fair value 124,296 [6] 96,712 [7]
Loans receivable 559,844 [8] 569,010 [9]
Real estate and other personal property owned 1,349 1,603
Prepaid expenses and other assets 3,635 3,236
Accrued interest receivable 2,069 2,139
Federal Home Loan Bank stock, at cost 988 5,924
Premises and equipment, net 15,172 15,434
Deferred income taxes, net 12,128 12,568
Mortgage servicing rights, net 411 399
Goodwill 25,572 25,572
Core deposit intangible, net   2
Bank owned life insurance 25,105 24,908
TOTAL ASSETS 860,165 858,750
LIABILITIES:    
Deposit accounts 722,461 720,850
Accrued expenses and other liabilities 7,363 8,111
Advance payments by borrowers for taxes and insurance 415 495
Junior subordinated debentures 22,681 22,681
Capital lease obligations 2,254 2,276
Total liabilities $ 755,174 $ 754,413
COMMITMENTS AND CONTINGENCIES [10]    
Shareholders' equity    
Serial preferred stock [11]    
Common Stock $ 225 $ 225
Additional paid-in capital 65,331 65,268
Retained earnings 39,144 37,830
Unearned shares issued to employee stock ownership trust (258) (284)
Accumulated other comprehensive income (loss) (2) 762
Total shareholders' equity 104,440 103,801
Shareholders' Equity attributable to non-controlling interest 551 536
Total Shareholders' Equity, including portion attributable to non-controlling interest 104,991 104,337
TOTAL LIABILITIES AND EQUITY $ 860,165 $ 858,750
[1] Including interest-earning accounts of $33,271.
[2] Including interest-earning accounts of $45,490.
[3] Amortized cost of $15,927, at June 30 and March 31, 2015
[4] Fair value of $85.
[5] Fair value of $88.
[6] Amortized cost of $124,050.
[7] Amortized cost of $95,382.
[8] Net of allowance for loan losses of $10,337.
[9] Net of allowance for loan losses of $10,762.
[10] See Note 14.
[11] Serial preferred stock, $.01 par value; 250,000 authorized, none issued and outstanding.