XML 148 R135.htm IDEA: XBRL DOCUMENT v3.5.0.1
Shareholders' Equity and Regulatory Capital Requirements: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($)
$ in Thousands
Mar. 31, 2016
Mar. 31, 2015
Details    
Capital $ 105,277 $ 95,713
Capital to Risk Weighted Assets 16.07% 15.89%
Capital Required for Capital Adequacy $ 52,405 $ 0
Capital Required for Capital Adequacy to Risk Weighted Assets 8.00% 8.00%
Capital Required to be Well Capitalized $ 65,507 $ 72,282
Capital Required to be Well Capitalized to Risk Weighted Assets 10.00% 12.00% [1]
Tier One Risk Based Capital $ 97,046 $ 88,122
Tier One Risk Based Capital to Risk Weighted Assets 14.81% 14.63%
Tier One Risk Based Capital Required for Capital Adequacy $ 39,304 $ 36,141
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets 6.00% 6.00%
Tier One Risk Based Capital Required to be Well Capitalized $ 52,405 $ 48,188
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Common Equity Tier 1 Capital $ 97,046 $ 88,122
Common Equity Tier1 Capital to Risk-weighted Assets 14.81% 14.63%
Common Equity Tier 1 Capital, for Capital Adequacy $ 29,478 $ 27,106
Common Equity Tier1 Capital for adequacy to Risk-weighted Assets 4.50% 4.50%
Common Equity Tier 1 Capital, required to be well capitalized $ 42,579 $ 39,152
Common Equity Tier1 Capital to be well capitalized to Risk-weighted Assets 6.50% 6.50%
Tier One Leverage Capital $ 97,046 $ 88,122
Tier One Leverage Capital to Average Assets 11.18% 10.89%
Tier One Leverage Capital Required for Capital Adequacy $ 34,718 $ 32,355
Tier One Leverage Capital Required for Capital Adequacy to Average Assets 4.00% 4.00%
Tier One Leverage Capital Required to be Well Capitalized $ 43,397 $ 72,799
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 9.00% [1]
Tangible Capital $ 97,046 $ 88,122
Tangible Capital to Tangible Assets 11.18% 10.89%
Tangible Capital Required for Capital Adequacy $ 13,019 $ 12,133
Tangible Capital Required for Capital Adequacy to Tangible Assets 1.50% 1.50%
[1] The Bank agreed with the OCC to establish higher minimum capital ratios and to maintain a Tier 1 Capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed “well capitalized”. On December 7, 2015, the Bank was notified by the OCC that the requirement to establish higher minimum capital ratios was rescinded.