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Allowance For Loan Losses: Schedule of Credit Quality Indicators (Tables)
 12 Months Ended
Mar. 31, 2016
Tables/Schedules  
Schedule of Credit Quality Indicators

 

March 31, 2016

 

Pass

 

 

Special Mention

 

 

Substandard

 

 

Doubtful

 

 

Loss

 

 

Total Loans Receivable

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial business

$

68,221

 

$

813

 

$

363

 

$

-

 

$

-

 

$

69,397

Commercial real estate

 

343,306

 

 

7,659

 

 

2,784

 

 

-

 

 

-

 

 

353,749

Land

 

9,760

 

 

1,484

 

 

801

 

 

-

 

 

-

 

 

12,045

Multi-family

 

33,721

 

 

-

 

 

12

 

 

-

 

 

-

 

 

33,733

Real estate construction

 

26,731

 

 

-

 

 

-

 

 

-

 

 

-

 

 

26,731

Consumer

 

128,830

 

 

-

 

 

334

 

 

-

 

 

-

 

 

129,164

Total

$

610,569

 

$

9,956

 

$

4,294

 

$

-

 

$

-

 

$

624,819

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial business

$

75,643

 

$

977

 

$

566

 

$

-

 

$

-

 

$

77,186

Commercial real estate

 

277,156

 

 

15,570

 

 

6,965

 

 

-

 

 

-

 

 

299,691

Land

 

11,665

 

 

2,892

 

 

801

 

 

-

 

 

-

 

 

15,358

Multi-family

 

28,508

 

 

14

 

 

1,935

 

 

-

 

 

-

 

 

30,457

Real estate construction

 

28,670

 

 

-

 

 

1,828

 

 

-

 

 

-

 

 

30,498

Consumer

 

125,356

 

 

-

 

 

1,226

 

 

-

 

 

-

 

 

126,582

Total

$

546,998

 

$

19,453

 

$

13,321

 

$

-

 

$

-

 

$

579,772