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Shareholders' Equity and Regulatory Capital Requirements: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Tables)
12 Months Ended
Mar. 31, 2016
Tables/Schedules  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

 

 

 

Actual

 

 

For Capital Adequacy Purposes

 

 

“Well Capitalized” Under Prompt Corrective Action

 

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

March 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

$

105,277

 

16.07

%

$

52,405

 

8.0

%

$

65,507

 

10.0

%

Tier 1 Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

 

97,046

 

14.81

 

 

39,304

 

6.0

 

 

52,405

 

8.0

 

Common equity Tier 1 Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

 

97,046

 

14.81

 

 

29,478

 

4.5

 

 

42,579

 

6.5

 

Tier 1 Capital (Leverage):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Adjusted Tangible Assets)

 

97,046

 

11.18

 

 

34,718

 

4.0

 

 

43,397

 

5.0

 

Tangible Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Tangible Assets)

 

97,046

 

11.18

 

 

13,019

 

1.5

 

 

N/A

 

N/A

 

 

 

 

Actual

 

 

For Capital Adequacy Purposes

 

 

“Well Capitalized” Under Prompt Corrective Action

 

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

March 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

$

95,713

 

15.89

%

$

48,188

8.0

%

$

72,282

 

12.0

% (1)

Tier 1 Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

 

88,122

 

14.63

 

 

36,141

 

6.0

 

 

48,188

 

8.0

 

Common equity Tier 1 Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Risk-weighted Assets)

 

88,122

 

14.63

 

 

27,106

 

4.5

 

 

39,152

 

6.5

 

Tier 1 Capital (Leverage):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Adjusted Tangible Assets)

 

88,122

 

10.89

 

 

32,355

 

4.0

 

 

72,799

 

9.0

 (1)

Tangible Capital:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(To Tangible Assets)

 

88,122

 

10.89

 

 

12,133

 

1.5

 

 

N/A

 

N/A