XML 69 R59.htm IDEA: XBRL DOCUMENT v3.3.1.900

Allowance for Loan Losses: Schedule of reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Allowance, Beginning Balance	$ 10,113	$ 12,001	$ 10,762	$ 12,551
Provision for Loan and Lease Losses		(400)	(800)	(1,050)
Allowance for Loan and Lease Losses, Write-offs	(87)	(43)	(161)	(202)
Allowance for Loan and Lease Loss, Recovery of Bad Debts	147	143	372	402
Loans and Leases Receivable, Allowance, Ending Balance	10,173	11,701	10,173	11,701
Commercial business
Loans and Leases Receivable, Allowance, Beginning Balance	1,360	1,579	1,263	2,409
Provision for Loan and Lease Losses	160	117	239	(644)
Allowance for Loan and Lease Losses, Write-offs		(16)		(89)
Allowance for Loan and Lease Loss, Recovery of Bad Debts	6	24	24	28
Loans and Leases Receivable, Allowance, Ending Balance	1,526	1,704	1,526	1,704
Commercial Real Estate
Loans and Leases Receivable, Allowance, Beginning Balance	4,293	5,187	4,268	5,269
Provision for Loan and Lease Losses	(141)	(868)	(116)	(922)
Allowance for Loan and Lease Losses, Write-offs				(28)
Loans and Leases Receivable, Allowance, Ending Balance	4,152	4,319	4,152	4,319
Land
Loans and Leases Receivable, Allowance, Beginning Balance	490	265	539	340
Provision for Loan and Lease Losses	(134)	192	(306)	(1)
Allowance for Loan and Lease Loss, Recovery of Bad Debts	107	102	230	220
Loans and Leases Receivable, Allowance, Ending Balance	463	559	463	559
Multi-Family
Loans and Leases Receivable, Allowance, Beginning Balance	494	360	348	203
Provision for Loan and Lease Losses	9	(1)	155	156
Loans and Leases Receivable, Allowance, Ending Balance	503	359	503	359
Real estate construction
Loans and Leases Receivable, Allowance, Beginning Balance	286	319	769	387
Provision for Loan and Lease Losses	84	461	(405)	393
Allowance for Loan and Lease Loss, Recovery of Bad Debts			6
Loans and Leases Receivable, Allowance, Ending Balance	370	780	370	780
Consumer
Loans and Leases Receivable, Allowance, Beginning Balance	2,329	2,822	2,548	2,653
Provision for Loan and Lease Losses	175	60	(48)	150
Allowance for Loan and Lease Losses, Write-offs	(87)	(27)	(161)	(85)
Allowance for Loan and Lease Loss, Recovery of Bad Debts	34	17	112	154
Loans and Leases Receivable, Allowance, Ending Balance	2,451	2,872	2,451	2,872
Unallocated
Loans and Leases Receivable, Allowance, Beginning Balance	861	1,469	1,027	1,290
Provision for Loan and Lease Losses	(153)	(361)	(319)	(182)
Loans and Leases Receivable, Allowance, Ending Balance	$ 708	$ 1,108	$ 708	$ 1,108

X

- Definition

Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(4)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(3)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.7(d))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.7(d))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 30
-Section 50
-Paragraph 2
-Subparagraph (b)(1)(ii)
-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section L
-Subsection 1

+ Details

Name:	us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of expense related to estimated loss from loan and lease transactions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 225
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04.11)
-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 230
-SubTopic 10
-Section 45
-Paragraph 28
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=56944662&loc=d3e3602-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524

+ Details

Name:	us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_CommercialBusinessMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_CommercialRealEstate1Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_Land1Member
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_MultiFamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_RealEstateConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_TotalConsumerMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=fil_UnallocatedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: