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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2016
Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 3,377 $ 3,247
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,784 1,585
Recapture of loan losses   (800)
Provision for deferred income taxes 1,276 1,490
Expense related to ESOP 59 55
Increase in deferred loan origination fees, net of amortization 316 211
Origination of loans held for sale (9,779) (9,367)
Proceeds from sales of loans held for sale 9,490 9,411
Writedown of real estate owned 30 262
Loss on impairment of security 132  
Net gains on loans held for sale, sales and transfer of real estate owned, sales of investment securities and sales of premises and equipment (297) (228)
Income from bank owned life insurance (381) (387)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets (216) (30)
Accrued interest receivable (37) (42)
Accrued expenses and other liabilities 866 (1,585)
Net cash provided by operating activities 6,620 3,822
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan originations, net (26,617) (16,463)
Principal repayments on investment securities available for sale 13,814 11,087
Purchases of investment securities available for sale (21,464) (33,968)
Proceeds from calls, maturities, and sales of investment securities available for sale 5,500  
Principal repayments on investment securities held to maturity 6 6
Redemption of certificates of deposit held for investment, net 1,494 4,722
Proceeds from redemption of Federal Home Loan Bank stock   4,936
Purchases of premises and equipment and capitalized software (186) (166)
Proceeds from sales of real estate owned and premises and equipment 22 370
Net cash used in investing activities (27,431) (29,476)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 59,099 36,146
Dividends paid (898) (532)
Proceeds from borrowings 2,000 2,000
Repayment of borrowings (2,000) (2,000)
Principal payments on capital lease obligation (11) (33)
Net increase in advance payments by borrowers 228 217
Proceeds from exercise of stock options   62
Net cash provided by financing activities 58,418 35,860
NET INCREASE IN CASH AND CASH EQUIVALENTS 37,607 10,206
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 55,400 58,659
CASH AND CASH EQUIVALENTS, END OF PERIOD 93,007 68,865
Cash paid during the period for:    
Interest 786 789
Income taxes 140 100
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 450 339
Adjustment to capital lease obligation and premises and equipment   241
Unrealized holding gain (loss) from securities available for sale 272 (261)
Income tax effect related to unrealized holding gain (loss) from securities available for sale $ (97) $ 75