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ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Mar. 31, 2017

Allowance For Loan Losses [Abstract]

Schedule of reconciliation of the allowance for loan losses

March 31, 2017		Commercial Business				Commercial Real Estate				Land				Multi- Family				Real Estate Construction				Consumer				Unallocated				Total

Beginning balance		$	1,048			$	4,273			$	325			$	712			$	416			$	2,403			$	708			$	9,885
Provision for (recapture of) loan losses			(121	)			926				(558	)			(415	)			298				(110	)			(20	)			-
Charge-offs			(1	)			(117	)			-				-				-				(340	)			-				(458	)
Recoveries			492				2				461				-				-				146				-				1,101
Ending balance		$	1,418			$	5,084			$	228			$	297			$	714			$	2,099			$	688			$	10,528

March 31, 2016

Beginning balance		$	1,263			$	4,268			$	539			$	348			$	769			$	2,548			$	1,027			$	10,762
Provision for (recapture of) loan losses			(245	)			5				(545	)			364				(359	)			(51	)			(319	)			(1,150	)
Charge-offs			-				-				-				-				-				(274	)			-				(274	)
Recoveries			30				-				331				-				6				180				-				547
Ending balance		$	1,048			$	4,273			$	325			$	712			$	416			$	2,403			$	708			$	9,885

March 31, 2015

Beginning balance		$	2,409			$	5,269			$	340			$	203			$	387			$	2,653			$	1,290			$	12,551
Provision for (recapture of) loan losses			(1,060	)			(768	)			(72	)			145				382				(164	)			(263	)			(1,800	)
Charge-offs			(120	)			(233	)			-				-				-				(111	)			-				(464	)
Recoveries			34				-				271				-				-				170				-				475
Ending balance		$	1,263			$	4,268			$	539			$	348			$	769			$	2,548			$	1,027			$	10,762

Schedule of impaired financing receivables

		Allowance for Loan Losses												Recorded Investment in Loans
March 31, 2017		Individually Evaluated for Impairment				Collectively Evaluated for Impairment				Total				Individually Evaluated for Impairment				Collectively Evaluated for Impairment				Total

Commercial business		$	-			$	1,418			$	1,418			$	294			$	107,077			$	107,371
Commercial real estate			-				5,084				5,084				7,604				439,467				447,071
Land			-				228				228				801				15,074				15,875
Multi-family			-				297				297				1,692				42,023				43,715
Real estate construction			-				714				714				-				46,157				46,157
Consumer			88				2,011				2,099				1,475				117,768				119,243
Unallocated			-				688				688				-				-				-
Total		$	88			$	10,440			$	10,528			$	11,866			$	767,566			$	779,432

March 31, 2016

Commercial business		$	-			$	1,048			$	1,048			$	192			$	69,205			$	69,397
Commercial real estate			-				4,273				4,273				9,802				343,947				353,749
Land			-				325				325				801				11,244				12,045
Multi-family			-				712				712				1,731				32,002				33,733
Real estate construction			-				416				416				-				26,731				26,731
Consumer			110				2,293				2,403				1,678				127,486				129,164
Unallocated			-				708				708				-				-				-
Total		$	110			$	9,775			$	9,885			$	14,204			$	610,615			$	624,819

Schedule of Changes in the allowance for unfunded loan commitments

	Year Ended March 31,
	2017				2016				2015
Beginning balance		$	324			$	259			$	294
Net change in allowance for unfunded loan commitments			64				65				(35	)
Ending balance		$	388			$	324			$	259

Schedule of analysis of loans by aging category

March 31, 2017		30-89 Days Past Due				90 Days and Greater Past Due				Non-accrual				Total Past Due and Non- accrual				Current				Total Loans Receivable

Commercial business		$	13			$	-			$	294			$	307			$	107,064			$	107,371
Commercial real estate			-				-				1,342				1,342				445,729				447,071
Land			-				-				801				801				15,074				15,875
Multi-family			-				-				-				-				43,715				43,715
Real estate construction			-				-				-				-				46,157				46,157
Consumer			228				34				278				540				118,703				119,243
Total		$	241			$	34			$	2,715			$	2,990			$	776,442			$	779,432

March 31, 2016

Commercial business		$	-			$	-			$	-			$	-			$	69,397			$	69,397
Commercial real estate			-				-				1,559				1,559				352,190				353,749
Land			-				-				801				801				11,244				12,045
Multi-family			-				-				-				-				33,733				33,733
Real estate construction			-				-				-				-				26,731				26,731
Consumer			611				20				334				965				128,199				129,164
Total		$	611			$	20			$	2,694			$	3,325			$	621,494			$	624,819

Schedule of credit quality indicators

March 31, 2017		Pass				Special Mention				Substandard				Doubtful				Loss				Total Loans Receivable

Commercial business		$	102,113			$	2,063			$	3,195			$	-			$	-			$	107,371
Commercial real estate			430,923				10,426				5,722				-				-				447,071
Land			15,074				-				801				-				-				15,875
Multi-family			43,156				547				12				-				-				43,715
Real estate construction			46,157				-				-				-				-				46,157
Consumer			118,965				-				278				-				-				119,243
Total		$	756,388			$	13,036			$	10,008			$	-			$	-			$	779,432

March 31, 2016

Commercial business		$	68,221			$	813			$	363			$	-			$	-			$	69,397
Commercial real estate			343,306				7,659				2,784				-				-				353,749
Land			9,760				1,484				801				-				-				12,045
Multi-family			33,721				-				12				-				-				33,733
Real estate construction			26,731				-				-				-				-				26,731
Consumer			128,830				-				334				-				-				129,164
Total		$	610,569			$	9,956			$	4,294			$	-			$	-			$	624,819

Schedule of total and average recorded investment in impaired loans

March 31, 2017		Recorded Investment with No Specific Valuation Allowance				Recorded Investment with Specific Valuation Allowance				Total Recorded Investment				Unpaid Principal Balance				Related Specific Valuation Allowance

Commercial business		$	294			$	-			$	294			$	301			$	-
Commercial real estate			7,604				-				7,604				8,806				-
Land			801				-				801				807				-
Multi-family			1,692				-				1,692				1,826				-
Consumer			306				1,169				1,475				1,611				88
Total		$	10,697			$	1,169			$	11,866			$	13,351			$	88
March 31, 2016
Commercial business		$	192			$	-			$	192			$	192			$	-
Commercial real estate			9,802				-				9,802				10,758				-
Land			801				-				801				807				-
Multi-family			1,731				-				1,731				1,871				-
Consumer			477				1,201				1,678				1,845				110
Total		$	13,003			$	1,201			$	14,204			$	15,473			$	110

		Year ended March 31, 2017								Year ended March 31, 2016								Year ended March 31, 2015
		Average Recorded Investment				Interest Recognized on Impaired Loans				Average Recorded Investment				Interest Recognized on Impaired Loans				Average Recorded Investment				Interest Recognized on Impaired Loans

Commercial business		$	255			$	10			$	542			$	17			$	1,075			$	62
Commercial real estate			8,823				337				13,130				456				17,136				478
Land			801				-				801				-				817				-
Multi-family			1,710				93				1,842				99				2,176				17
Consumer			1,529				62				1,947				72				3,187				85
Total		$	13,118			$	502			$	18,262			$	644			$	24,391			$	642

Schedule of TDRs by interest accrual status

		March 31, 2017												March 31, 2016
		Accrual				Nonaccrual				Total				Accrual				Nonaccrual				Total

Commercial business		$	-			$	294			$	294			$	192			$	-			$	192
Commercial real estate			6,262				1,342				7,604				8,244				1,289				9,533
Land			-				801				801				-				801				801
Multi-family			1,692				-				1,692				1,731				-				1,731
Consumer			1,475				-				1,475				1,678				-				1,678
Total		$	9,429			$	2,437			$	11,866			$	11,845			$	2,090			$	13,935