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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 7,404 $ 6,358 $ 4,491
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 3,436 3,294 3,283
Recapture of loan losses   (1,150) (1,800)
Provision for deferred income taxes 3,103 3,175 2,140
Expense related to ESOP 143 110 102
Increase in deferred loan origination fees, net of amortization 543 585 190
Origination of loans held for sale (21,032) (15,768) (17,991)
Proceeds from sales of loans held for sale 21,477 16,398 18,673
Stock-based compensation expense     26
Writedown of real estate owned 30 369 715
Loss on impairment of investment security 240    
Net gains on loans held for sale, sales and transfer of real estate owned, sales of investment securities and sales of premises and equipment (731) (321) (663)
Income from BOLI (760) (770) (716)
BOLI death benefit in excess of cash surrender value (423)    
Changes in certain other assets and liabilities:      
Prepaid expenses and other assets (369) (239) (161)
Accrued interest receivable (291) (245) (303)
Accrued expenses and other liabilities 5,538 (718) (2,424)
Net cash provided by operating activities 18,308 11,078 5,562
CASH FLOWS FROM INVESTING ACTIVITIES:      
Loan originations, net (37,352) (30,686) (24,270)
Purchases of loans receivable (5,746) (15,618) (22,864)
Principal repayments on investment securities available for sale 29,782 21,860 18,553
Purchase of investment securities available for sale (92,418) (60,679) (52,199)
Proceeds from calls, maturities, and sales of investment securities available for sale 7,261   24,205
Principal repayments on investment securities held to maturity 11 11 15
Purchase of premises and equipment and capitalized software (598) (366) (464)
Redemption of certificates of deposit held for investment, net 5,727 9,200 10,956
(Purchase) redemption of Federal Home Loan Bank stock, net (121) 4,864 820
Cash acquired, net of cash consideration paid in business combination 15,116    
Purchase of BOLI     (6,500)
Proceeds from death benefit on BOLI 1,236    
Proceeds from sales of real estate owned and premises and equipment 262 753 5,493
Net cash used in investing activities (76,840) (70,661) (46,255)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase in deposits 69,470 58,953 30,784
Purchase of subsidiary shares from noncontrolling interest   (1,502)  
Dividends paid (1,799) (1,261)  
Proceeds from borrowings 23,200 4,100 25,450
Repayment of borrowings (23,200) (4,100) (25,450)
Principal payments under capital lease obligation (21) (42) (85)
Net increase in advance payments by borrowers 84 114 28
Proceeds from exercise of stock options 11 62 48
Net cash provided by financing activities 67,745 56,324 30,775
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 9,213 (3,259) (9,918)
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 55,400 58,659 68,577
CASH AND CASH EQUIVALENTS, END OF YEAR 64,613 55,400 58,659
Cash paid during the year for:      
Interest 1,655 1,570 5,457
Income taxes 285 239 15
NONCASH INVESTING AND FINANCING ACTIVITIES:      
Dividends declared and accrued in other liabilities 450 452 253
Transfer of loans to real estate owned   298 1,512
Transfer of real estate owned to loans     1,333
Adjustment to capital lease obligations and premises and equipment due to lease modification   241  
Other comprehensive income (loss) (4,295) 524 2,133
Income tax effect related to other comprehensive income (loss) 1,525 $ (203) $ (724)
Business combinations (See Note 3)      
Fair value of assets acquired (145,386)    
Fair value of liabilities assumed $ 134,810