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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2016
Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 5,370 $ 4,953
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,624 2,395
Recapture of loan losses   (800)
Provision for deferred income taxes 2,177 2,265
Expense related to ESOP 97 84
Increase in deferred loan origination fees, net of amortization 441 400
Origination of loans held for sale (16,713) (12,536)
Proceeds from sales of loans held for sale 15,854 13,198
Writedown of real estate owned 30 323
Loss on impairment of investment security 240  
Net gains on loans held for sale, sales and transfer of real estate owned, sales of investment securities and sales of premises and equipment (487) (265)
Income from BOLI (566) (580)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets 505 (30)
Accrued interest receivable (462) (290)
Accrued expenses and other liabilities 3,182 (909)
Net cash provided by operating activities 12,292 8,208
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan originations, net (40,055) (15,948)
Purchases of loans receivable   (15,618)
Principal repayments on investment securities available for sale 22,681 16,599
Purchases of investment securities available for sale (92,417) (60,679)
Proceeds from calls, maturities, and sales of investment securities available for sale 5,500  
Principal repayments on investment securities held to maturity 8 9
Redemption of certificates of deposit held for investment, net 5,478 8,208
Proceeds from redemption of Federal Home Loan Bank stock   4,936
Proceeds from death benefit on BOLI 407  
Purchases of premises and equipment and capitalized software (209) (281)
Proceeds from sales of real estate owned and premises and equipment 263 744
Net cash used in investing activities (98,344) (62,030)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 60,588 26,715
Purchase of subsidiary shares from noncontrolling interest   (1,502)
Dividends paid (1,348) (868)
Proceeds from borrowings 2,000 3,100
Repayment of borrowings (2,000) (3,100)
Principal payments on capital lease obligation (16) (38)
Net decrease in advance payments by borrowers (321) (239)
Proceeds from exercise of stock options 11 62
Net cash provided by financing activities 58,914 24,130
NET DECREASE IN CASH AND CASH EQUIVALENTS (27,138) (29,692)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 55,400 58,659
CASH AND CASH EQUIVALENTS, END OF PERIOD 28,262 28,967
Cash paid during the period for:    
Interest 1,194 1,180
Income taxes 230 199
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 450 393
Adjustment to capital lease obligation and premises and equipment   241
Unrealized holding loss from investment securities available for sale (4,656) (1,489)
Income tax effect related to unrealized holding loss from investment securities available for sale 1,653 $ 511
Transfer of investment security to other assets $ 1,679