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ALLOWANCE FOR LOAN LOSSES (Tables) | 6 Months Ended
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Sep. 30, 2017
Allowance For Loan Losses [Abstract] |
Schedule of reconciliation of the allowance for loan losses |
Three months ended September 30, 2017 |  | Commercial Business |  |  | Commercial Real Estate |  |  | Land |  |  | Multi- Family |  |  | Real Estate Construction |  |  | Consumer |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,391 |  |  | $ | 5,176 |  |  | $ | 219 |  |  | $ | 502 |  |  | $ | 668 |  |  | $ | 1,932 |  |  | $ | 709 |  |  | $ | 10,597 |
Provision for (recapture of) loan losses |  |  | (53 | ) |  |  | (76 | ) |  |  | (130 | ) |  |  | 2 |  |  |  | 172 |  |  |  | 63 |  |  |  | 22 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (128 | ) |  |  | - |  |  |  | (128 | )
Recoveries |  |  | 2 |  |  |  | 16 |  |  |  | 107 |  |  |  | - |  |  |  | - |  |  |  | 23 |  |  |  | - |  |  |  | 148 |
Ending balance |  | $ | 1,340 |  |  | $ | 5,116 |  |  | $ | 196 |  |  | $ | 504 |  |  | $ | 840 |  |  | $ | 1,890 |  |  | $ | 731 |  |  | $ | 10,617 |
Six months ended September 30, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,418 |  |  | $ | 5,084 |  |  | $ | 228 |  |  | $ | 297 |  |  | $ | 714 |  |  | $ | 2,099 |  |  | $ | 688 |  |  | $ | 10,528 |
Provision for (recapture of) loan losses |  |  | (83 | ) |  |  | 16 |  |  |  | (275 | ) |  |  | 207 |  |  |  | 126 |  |  |  | (34 | ) |  |  | 43 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (210 | ) |  |  | - |  |  |  | (210 | )
Recoveries |  |  | 5 |  |  |  | 16 |  |  |  | 243 |  |  |  | - |  |  |  | - |  |  |  | 35 |  |  |  | - |  |  |  | 299 |
Ending balance |  | $ | 1,340 |  |  | $ | 5,116 |  |  | $ | 196 |  |  | $ | 504 |  |  | $ | 840 |  |  | $ | 1,890 |  |  | $ | 731 |  |  | $ | 10,617 |
Three months ended September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 902 |  |  | $ | 4,473 |  |  | $ | 312 |  |  | $ | 671 |  |  | $ | 565 |  |  | $ | 2,327 |  |  | $ | 710 |  |  | $ | 9,960 |
Provision for (recapture of) loan losses |  |  | 1 |  |  |  | 216 |  |  |  | (264 | ) |  |  | (58 | ) |  |  | 162 |  |  |  | (28 | ) |  |  | (29 | ) |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (71 | ) |  |  | - |  |  |  | (71 | )
Recoveries |  |  | 6 |  |  |  | - |  |  |  | 106 |  |  |  | - |  |  |  | - |  |  |  | 62 |  |  |  | - |  |  |  | 174 |
Ending balance |  | $ | 909 |  |  | $ | 4,689 |  |  | $ | 154 |  |  | $ | 613 |  |  | $ | 727 |  |  | $ | 2,290 |  |  | $ | 681 |  |  | $ | 10,063 |
Six months ended September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,048 |  |  | $ | 4,273 |  |  | $ | 325 |  |  | $ | 712 |  |  | $ | 416 |  |  | $ | 2,403 |  |  | $ | 708 |  |  | $ | 9,885 |
Provision for (recapture of) loan losses |  |  | (149 | ) |  |  | 414 |  |  |  | (359 | ) |  |  | (99 | ) |  |  | 311 |  |  |  | (91 | ) |  |  | (27 | ) |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (115 | ) |  |  | - |  |  |  | (115 | )
Recoveries |  |  | 10 |  |  |  | 2 |  |  |  | 188 |  |  |  | - |  |  |  | - |  |  |  | 93 |  |  |  | - |  |  |  | 293 |
Ending balance |  | $ | 909 |  |  | $ | 4,689 |  |  | $ | 154 |  |  | $ | 613 |  |  | $ | 727 |  |  | $ | 2,290 |  |  | $ | 681 |  |  | $ | 10,063 |
Schedule of impaired financing receivables |
|  | Allowance for Loan Losses |  |  | Recorded Investment In Loans |
September 30, 2017 |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |  |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 1,340 |  |  | $ | 1,340 |  |  | $ | 1,117 |  |  | $ | 117,327 |  |  | $ | 118,444 |
Commercial real estate |  |  | 71 |  |  |  | 5,045 |  |  |  | 5,116 |  |  |  | 3,704 |  |  |  | 436,851 |  |  |  | 440,555 |
Land |  |  | - |  |  |  | 196 |  |  |  | 196 |  |  |  | 780 |  |  |  | 12,965 |  |  |  | 13,745 |
Multi-family |  |  | - |  |  |  | 504 |  |  |  | 504 |  |  |  | 1,669 |  |  |  | 44,413 |  |  |  | 46,082 |
Real estate construction |  |  | - |  |  |  | 840 |  |  |  | 840 |  |  |  | - |  |  |  | 53,878 |  |  |  | 53,878 |
Consumer |  |  | 79 |  |  |  | 1,811 |  |  |  | 1,890 |  |  |  | 1,452 |  |  |  | 109,548 |  |  |  | 111,000 |
Unallocated |  |  | - |  |  |  | 731 |  |  |  | 731 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 150 |  |  | $ | 10,467 |  |  | $ | 10,617 |  |  | $ | 8,722 |  |  | $ | 774,982 |  |  | $ | 783,704 |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | - |  |  | $ | 1,418 |  |  | $ | 1,418 |  |  | $ | 294 |  |  | $ | 107,077 |  |  | $ | 107,371 |
Commercial real estate |  |  | - |  |  |  | 5,084 |  |  |  | 5,084 |  |  |  | 7,604 |  |  |  | 439,467 |  |  |  | 447,071 |
Land |  |  | - |  |  |  | 228 |  |  |  | 228 |  |  |  | 801 |  |  |  | 15,074 |  |  |  | 15,875 |
Multi-family |  |  | - |  |  |  | 297 |  |  |  | 297 |  |  |  | 1,692 |  |  |  | 42,023 |  |  |  | 43,715 |
Real estate construction |  |  | - |  |  |  | 714 |  |  |  | 714 |  |  |  | - |  |  |  | 46,157 |  |  |  | 46,157 |
Consumer |  |  | 88 |  |  |  | 2,011 |  |  |  | 2,099 |  |  |  | 1,475 |  |  |  | 117,768 |  |  |  | 119,243 |
Unallocated |  |  | - |  |  |  | 688 |  |  |  | 688 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 88 |  |  | $ | 10,440 |  |  | $ | 10,528 |  |  | $ | 11,866 |  |  | $ | 767,566 |  |  | $ | 779,432 |
Schedule of analysis of loans by aging category |
September 30, 2017 |  | 30-89 Days Past Due |  |  | 90 Days and Greater Past Due |  |  | Non-accrual |  |  | Total Past Due and Non- accrual |  |  | Current |  |  | Total Loans Receivable |
Commercial business |  | $ | 20 |  |  | $ | - |  |  | $ | 290 |  |  | $ | 310 |  |  | $ | 118,134 |  |  | $ | 118,444 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | 1,304 |  |  |  | 1,304 |  |  |  | 439,251 |  |  |  | 440,555 |
Land |  |  | - |  |  |  | - |  |  |  | 780 |  |  |  | 780 |  |  |  | 12,965 |  |  |  | 13,745 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 46,082 |  |  |  | 46,082 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 53,878 |  |  |  | 53,878 |
Consumer |  |  | 183 |  |  |  | - |  |  |  | 371 |  |  |  | 554 |  |  |  | 110,446 |  |  |  | 111,000 |
Total |  | $ | 203 |  |  | $ | - |  |  | $ | 2,745 |  |  | $ | 2,948 |  |  | $ | 780,756 |  |  | $ | 783,704 |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 13 |  |  | $ | - |  |  | $ | 294 |  |  | $ | 307 |  |  | $ | 107,064 |  |  | $ | 107,371 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | 1,342 |  |  |  | 1,342 |  |  |  | 445,729 |  |  |  | 447,071 |
Land |  |  | - |  |  |  | - |  |  |  | 801 |  |  |  | 801 |  |  |  | 15,074 |  |  |  | 15,875 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 43,715 |  |  |  | 43,715 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 46,157 |  |  |  | 46,157 |
Consumer |  |  | 228 |  |  |  | 34 |  |  |  | 278 |  |  |  | 540 |  |  |  | 118,703 |  |  |  | 119,243 |
Total |  | $ | 241 |  |  | $ | 34 |  |  | $ | 2,715 |  |  | $ | 2,990 |  |  | $ | 776,442 |  |  | $ | 779,432 |
Schedule of credit quality indicators |
September 30, 2017 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total Loans Receivable |
Commercial business |  | $ | 113,792 |  |  | $ | 2,141 |  |  | $ | 2,511 |  |  | $ | - |  |  | $ | - |  |  | $ | 118,444 |
Commercial real estate |  |  | 427,173 |  |  |  | 10,259 |  |  |  | 3,123 |  |  |  | - |  |  |  | - |  |  |  | 440,555 |
Land |  |  | 12,965 |  |  |  | - |  |  |  | 780 |  |  |  | - |  |  |  | - |  |  |  | 13,745 |
Multi-family |  |  | 45,530 |  |  |  | 541 |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 46,082 |
Real estate construction |  |  | 53,878 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 53,878 |
Consumer |  |  | 110,629 |  |  |  | - |  |  |  | 371 |  |  |  | - |  |  |  | - |  |  |  | 111,000 |
Total |  | $ | 763,967 |  |  | $ | 12,941 |  |  | $ | 6,796 |  |  | $ | - |  |  | $ | - |  |  | $ | 783,704 |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 102,113 |  |  | $ | 2,063 |  |  | $ | 3,195 |  |  | $ | - |  |  | $ | - |  |  | $ | 107,371 |
Commercial real estate |  |  | 430,923 |  |  |  | 10,426 |  |  |  | 5,722 |  |  |  | - |  |  |  | - |  |  |  | 447,071 |
Land |  |  | 15,074 |  |  |  | - |  |  |  | 801 |  |  |  | - |  |  |  | - |  |  |  | 15,875 |
Multi-family |  |  | 43,156 |  |  |  | 547 |  |  |  | 12 |  |  |  | - |  |  |  | - |  |  |  | 43,715 |
Real estate construction |  |  | 46,157 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 46,157 |
Consumer |  |  | 118,965 |  |  |  | - |  |  |  | 278 |  |  |  | - |  |  |  | - |  |  |  | 119,243 |
Total |  | $ | 756,388 |  |  | $ | 13,036 |  |  | $ | 10,008 |  |  | $ | - |  |  | $ | - |  |  | $ | 779,432 |
Schedule of total and average recorded investment in impaired loans |
September 30, 2017 |  | Recorded Investment with No Specific Valuation Allowance |  |  | Recorded Investment with Specific Valuation Allowance |  |  | Total Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Specific Valuation Allowance |
Commercial business |  | $ | 1,117 |  |  | $ | - |  |  | $ | 1,117 |  |  | $ | 1,336 |  |  | $ | - |
Commercial real estate |  |  | 2,609 |  |  |  | 1,095 |  |  |  | 3,704 |  |  |  | 4,628 |  |  |  | 71 |
Land |  |  | 780 |  |  |  | - |  |  |  | 780 |  |  |  | 800 |  |  |  | - |
Multi-family |  |  | 1,669 |  |  |  | - |  |  |  | 1,669 |  |  |  | 1,797 |  |  |  | - |
Consumer |  |  | 300 |  |  |  | 1,152 |  |  |  | 1,452 |  |  |  | 1,565 |  |  |  | 79 |
Total |  | $ | 6,475 |  |  | $ | 2,247 |  |  | $ | 8,722 |  |  | $ | 10,126 |  |  | $ | 150 |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 294 |  |  | $ | - |  |  | $ | 294 |  |  | $ | 301 |  |  | $ | - |
Commercial real estate |  |  | 7,604 |  |  |  | - |  |  |  | 7,604 |  |  |  | 8,806 |  |  |  | - |
Land |  |  | 801 |  |  |  | - |  |  |  | 801 |  |  |  | 807 |  |  |  | - |
Multi-family |  |  | 1,692 |  |  |  | - |  |  |  | 1,692 |  |  |  | 1,826 |  |  |  | - |
Consumer |  |  | 306 |  |  |  | 1,169 |  |  |  | 1,475 |  |  |  | 1,611 |  |  |  | 88 |
Total |  | $ | 10,697 |  |  | $ | 1,169 |  |  | $ | 11,866 |  |  | $ | 13,351 |  |  | $ | 88 |
|  | Three Months ended September 30, 2017 |  |  | Three Months ended September 30, 2016 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 1,116 |  |  | $ | 4 |  |  | $ | 245 |  |  | $ | 6 |
Commercial real estate |  |  | 3,723 |  |  |  | 31 |  |  |  | 9,463 |  |  |  | 97 |
Land |  |  | 786 |  |  |  | - |  |  |  | 801 |  |  |  | - |
Multi-family |  |  | 1,675 |  |  |  | 22 |  |  |  | 1,715 |  |  |  | 24 |
Consumer |  |  | 1,458 |  |  |  | 15 |  |  |  | 1,503 |  |  |  | 16 |
Total |  | $ | 8,758 |  |  | $ | 72 |  |  | $ | 13,727 |  |  | $ | 143 |
|  | Six Months ended September 30, 2017 |  |  | Six Months ended September 30, 2016 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 842 |  |  | $ | 23 |  |  | $ | 228 |  |  | $ | 9 |
Commercial real estate |  |  | 5,017 |  |  |  | 61 |  |  |  | 9,576 |  |  |  | 194 |
Land |  |  | 791 |  |  |  | - |  |  |  | 801 |  |  |  | - |
Multi-family |  |  | 1,680 |  |  |  | 46 |  |  |  | 1,720 |  |  |  | 47 |
Consumer |  |  | 1,464 |  |  |  | 31 |  |  |  | 1,561 |  |  |  | 31 |
Total |  | $ | 9,794 |  |  | $ | 161 |  |  | $ | 13,886 |  |  | $ | 281 |
Schedule of TDRs by interest accrual status |
|  | September 30, 2017 |  |  | March 31, 2017 |
|  | Accrual |  |  | Nonaccrual |  |  | Total |  |  | Accrual |  |  | Nonaccrual |  |  | Total |
Commercial business |  | $ | 827 |  |  | $ | 290 |  |  | $ | 1,117 |  |  | $ | - |  |  | $ | 294 |  |  | $ | 294 |
Commercial real estate |  |  | 2,400 |  |  |  | 1,304 |  |  |  | 3,704 |  |  |  | 6,262 |  |  |  | 1,342 |  |  |  | 7,604 |
Land |  |  | - |  |  |  | 780 |  |  |  | 780 |  |  |  | - |  |  |  | 801 |  |  |  | 801 |
Multi-family |  |  | 1,669 |  |  |  | - |  |  |  | 1,669 |  |  |  | 1,692 |  |  |  | - |  |  |  | 1,692 |
Consumer |  |  | 1,452 |  |  |  | - |  |  |  | 1,452 |  |  |  | 1,475 |  |  |  | - |  |  |  | 1,475 |
Total |  | $ | 6,348 |  |  | $ | 2,374 |  |  | $ | 8,722 |  |  | $ | 9,429 |  |  | $ | 2,437 |  |  | $ | 11,866 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 + Details
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