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RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2017
Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 5,713 $ 3,377
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,320 1,784
Provision for deferred income taxes 1,122 1,276
Expense related to ESOP 93 59
Increase in deferred loan origination fees, net of amortization 144 316
Origination of loans held for sale (12,166) (9,779)
Proceeds from sales of loans held for sale 12,567 9,490
Writedown of REO   30
Loss on impairment of investment security   132
Net gains on loans held for sale, sales and transfer of REO, sales ofinvestment securities and sales of premises and equipment (382) (297)
Income from BOLI (411) (381)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets (486) (216)
Accrued interest receivable (170) (37)
Accrued expenses and other liabilities (2,219) 866
Net cash provided by operating activities 5,125 6,620
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan repayments (originations), net 13,982 (26,617)
Purchases of loans receivable (18,122)  
Principal repayments on investment securities available for sale 13,855 13,814
Purchases of investment securities available for sale (14,024) (21,464)
Proceeds from calls, maturities, and sales of investment securities available for sale   5,500
Principal repayments on investment securities held to maturity 18 6
Redemption of certificates of deposit held for investment 1,245 1,494
Purchases of premises and equipment and capitalized software (133) (186)
Proceeds from sales of REO and premises and equipment   22
Net cash used in investing activities (3,179) (27,431)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 10,324 59,099
Dividends paid (956) (898)
Proceeds from borrowings 17,925 2,000
Repayment of borrowings (17,925) (2,000)
Principal payments on capital lease obligation (11) (11)
Net increase in advance payments by borrowers 227 228
Proceeds from exercise of stock options 102  
Net cash provided by financing activities 9,686 58,418
NET INCREASE IN CASH AND CASH EQUIVALENTS 11,632 37,607
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 64,613 55,400
CASH AND CASH EQUIVALENTS, END OF PERIOD 76,245 93,007
Cash paid during the period for:    
Interest 1,102 786
Income taxes 2,170 140
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 508 450
Other comprehensive income 905 272
Income tax effect related to other comprehensive income $ (321) $ (97)