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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Dec. 31, 2017
Dec. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 7,233 $ 5,370
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,207 2,082
Purchased loans amortization (accretion), net (209) 542
Provision for deferred income taxes 3,796 2,177
Expense related to ESOP 148 97
Increase in deferred loan origination fees, net of amortization 238 441
Origination of loans held for sale (16,631) (16,713)
Proceeds from sales of loans held for sale 17,120 15,854
Writedown of REO   30
Loss on impairment of investment security   240
Net gains on loans held for sale, sales and transfer of REO, sales of investment securities and sales of premises and equipment (603) (487)
Income from BOLI (618) (566)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets (1,151) 505
Accrued interest receivable (523) (462)
Accrued expenses and other liabilities (4,070) 3,182
Net cash provided by operating activities 6,937 12,292
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan repayments (originations), net 13,510 (40,055)
Purchases of loans receivable (31,046)  
Principal repayments on investment securities available for sale 21,236 22,681
Purchases of investment securities available for sale (47,493) (92,417)
Proceeds from calls, maturities, and sales of investment securities available for sale   5,500
Principal repayments on investment securities held to maturity 20 8
Redemption of certificates of deposit held for investment 4,079 5,478
Proceeds from death benefit on BOLI   407
Purchase of FHLB stock (42)  
Purchases of premises and equipment and capitalized software (364) (209)
Proceeds from sales of REO and premises and equipment 81 263
Net cash used in investing activities (40,019) (98,344)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase (decrease) in deposits (7,729) 60,588
Dividends paid (1,462) (1,348)
Proceeds from borrowings 19,675 2,000
Repayment of borrowings (18,625) (2,000)
Principal payments on capital lease obligation (17) (16)
Net decrease in advance payments by borrowers (433) (321)
Proceeds from exercise of stock options 165 11
Net cash provided by (used in) financing activities (8,426) 58,914
NET DECREASE IN CASH AND CASH EQUIVALENTS (41,508) (27,138)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 64,613 55,400
CASH AND CASH EQUIVALENTS, END OF PERIOD 23,105 28,262
Cash paid during the period for:    
Interest 1,640 1,194
Income taxes 3,279 230
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 678 450
Other comprehensive loss (491) (4,656)
Income tax effect related to other comprehensive loss $ 174 1,653
Transfer of investment security to other assets   $ 1,679